CA Industrial Trainee - Credit Team - Immediate Joiners

Oxyzo Financial Services Pvt. Ltd.; Gurugram District; On-site; INR 167,000 - 246,000; Full time

Job summary

Oxyzo Financial Services Pvt. Ltd. in Gurugram offers a full-time, on-site CA Industrial Trainee position within the Credit Team.

The trainee will support credit assessment activities, including financial statement analysis, cash flow evaluation, and risk profiling of SME clients. The role involves preparing credit proposals, validating documentation, coordinating with internal stakeholders for credit approvals, and monitoring portfolios for KPIs and early warning signals while contributing to

Responsibilities

• Support credit assessment activities, including financial statement analysis, cash flow evaluation, and risk profiling of SME clients.
• Daily responsibilities include assisting in the preparation of credit proposals, validating documentation, and coordinating with internal stakeholders for credit approvals.
• Monitor existing portfolios, tracking key performance indicators, and helping identify early warning signals in client accounts.
• Contribute to process improvements, maintain accurate records, and ensure adherence to internal policies and regulatory guidelines.

Job description

Company Description

Oxyzo Financial Services is a leading lender focused on empowering small and medium enterprises (SMEs) across India through tailored credit solutions. The company offers low-interest, collateral-free credit options and fast loan processing, helping businesses expand operations, increase revenue, and strengthen profit margins. With assets under management (AUM) exceeding INR 11,000 crores, Oxyzo serves thousands of SMEs nationwide. Its offerings include flexible “pay as per usage” credit lines, minimal documentation requirements, and customized credit structures for diverse SME needs. In partnership with OfBusiness, Oxyzo also enables clients to achieve raw material cost savings, enhancing overall financial efficiency for growing enterprises.

Role Description

This is a full-time, on-site CA Industrial Trainee role within the Credit Team at Oxyzo Financial Services, based in Gurugram. The trainee will support credit assessment activities, including financial statement analysis, cash flow evaluation, and risk profiling of SME clients. Daily responsibilities include assisting in the preparation of credit proposals, validating documentation, and coordinating with internal stakeholders for credit approvals. The role involves monitoring existing portfolios, tracking key performance indicators, and helping identify early warning signals in client accounts. The trainee will also contribute to process improvements, maintain accurate records, and ensure adherence to internal policies and regulatory guidelines.