Business Analyst - Payment Clearing Systems

Synechron Technologies Pvt. Ltd._INDIA Company; Pune District; Sur place; INR 900 000 - 1 500 000; Plein temps

Résumé du poste

Synechron Technologies Pvt. Ltd.

in Pune seeks a Business Analyst with 5–10 years of experience in designing payment flows, ensuring ISO 20022 compliance, and mapping API messages for enterprise platforms. You will configure routing across global clearing systems such as ACH, Fedwire, SEPA, and SWIFT, translate business goals into functional specs, and design end-to-end clearing workflows with data mappings to ISO 20022.

Qualifications

• Minimum 5–10 years of experience designing payment flows and ISO 20022 compliance.
• Experience mapping API messages and managing routing across global clearing systems.
• Familiar with payment hubs, orchestration layers, and ledger posting systems.

Responsabilités

• Translate business goals into functional specs and user stories for payment processing engines.
• Configure rules for domestic and cross-border rails (ACH, Fedwire, CHIPS, SEPA, SWIFT).
• Design end-to-end clearing workflows, handling exceptions, liquidity management.
• Build data-mapping documents for legacy formats and ISO 20022 XML.

Connaissances

Payment Rails

Architecture

Compliance & Security

Agile/Scrum

JIRA

Confluence

SQL NoSQL

Postman

Description du poste

Job Title

Business Analyst – Payment Clearing Systems Experience: Minimum 5-10 years of experience of designing payment flows, ensure ISO 20022 compliance, map API messages, and manage message routing across global clearing systems like ACH, Fedwire, SEPA, and SWIFT for enterprise platform.

Required Knowledge & Skills

• Payment Rails: Deep understanding of clearing cycles, cut-off times, and messaging standards for ACH, wire, real-time/instant payments, and SWIFT.
• Architecture: Familiarity with enterprise payment hubs, orchestration layers, and ledger posting systems.
• Compliance & Security: Knowledge of Sanctions Screening, AML, KYC, and fraud prevention hooks.
• Tools & Methods: Agile/Scrum delivery, JIRA, Confluence, SQL / NoSQL for data analysis, and Postman for API testing.

Key Responsibilities

• Requirements Gathering: Translate business goals into functional specs and user stories for payment processing engines.
• Global Rail Integration: Configure rules for domestic and cross-border rails, including ACH, Fedwire, CHIPS, SEPA (Credit Transfer/Instant), and SWIFT (MT and MX/ISO 20022).
• Clearing and Settlement: Design end-to-end clearing workflows, exception handling, returns, rejections, and liquidity management.
• Data Mapping: Build data-mapping documents for legacy formats and modern ISO 20022 XML standards.

SYNECHRON'S DIVERSITY & INCLUSION STATEMENT

Diversity & Inclusion are fundamental to our culture, and Synechron is proud to be an equal opportunity workplace and is an affirmative action employer. Our Diversity, Equity, and Inclusion (DEI) initiative 'Same Difference' is committed to fostering an inclusive culture - promoting equality, diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger, successful businesses as a global company. We encourage applicants from across diverse backgrounds, race, ethnicities, religion, age, marital status, gender, sexual orientations, or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements, mentoring, internal mobility, learning and development programs, and more. All employment decisions at Synechron are based on business needs, job requirements and individual qualifications, without regard to the applicant’s gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.

Candidate Application Notice

At Synechron, we believe in the power of digital to transform businesses for the better. Our global consulting firm combines creativity and innovative technology to deliver industry-leading digital solutions. Synechron’s progressive technologies and optimization strategies span end-to-end Artificial Intelligence, Consulting, Digital, Cloud & DevOps, Data, and Software Engineering, servicing an array of noteworthy financial services and technology firms. Through research and development initiatives in our FinLabs we develop solutions for modernization, from Artificial Intelligence and Blockchain to Data Science models, Digital Underwriting, mobile-first applications and more. Over the last 20+ years, our company has been honored with multiple employer awards, recognizing our commitment to our talented teams. With top clients to boast about, Synechron has a global workforce of 14,500+, and has 58 offices in 21 countries within key global markets. For more information on the company, please visit our website or LinkedIn community.

All positions are required to adhere to our Sustainability and Health Safety standards, demonstrating a commitment to environmental stewardship, workplace safety, and sustainable practices.