Business Analyst

Tata Consultancy Services; Bengaluru; On-site; INR 2,500,000 - 4,000,000; Full time

Job summary

Tata Consultancy Services in Bengaluru seeks an experienced Senior Business Analyst to drive analytics for Insurance projects. You will translate business needs into data-driven insights and work closely with cross-functional teams.

Role emphasizes strong Excel data analysis, actuarial awareness, and deep understanding of US Life insurance products and policy lifecycles. Bengaluru on-site position with collaboration across teams.

Qualifications

• Minimum 10 years of BI analyst experience in Insurance.
• Experience with US Life Insurance products (Term, Whole, Universal, VUL, annuities).
• Strong understanding of policy lifecycle, underwriting, claims, billing and servicing.
• Actuarial domain knowledge and ability to interpret calculations and reporting requirements.

Skills

Business Analysis

Insurance domain knowledge

Life Insurance domain expertise

Actuarial domain knowledge

Data analysis

Problem-solving

Critical thinking

Tools

Microsoft Excel

Job description

• Minimum 10 years of overall experience as a Business Analyst in the Insurance domain.
• Strong experience working with US Life Insurance products, including:
  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Variable Universal Life Insurance
  • Annuities and related protection products
• Strong understanding of Life Insurance policy lifecycle, underwriting, policy administration, claims, billing, and servicing processes.
• Deep actuarial domain knowledge with the ability to understand and interpret actuarial calculations, assumptions, and reporting requirements.

Technical & Analytical Skills

• Advanced proficiency in Microsoft Excel, including:
  • INDEX-MATCH
  • Conditional Functions
  • Advanced Formulas and Data Analysis
  • Data Validation and Reconciliation
• Experience performing data analysis and business rule validation using large datasets.
• Strong analytical, problem-solving, and critical-thinking skills.