Branch Operation Manager

Standard Chartered; Delhi; On-site; INR 350,000 - 550,000; Full time

Job summary

Standard Chartered is seeking an Operations/Branch Associate in Delhi to manage day-to-day banking transactions, service delivery, and customer interactions. You will oversee workflow, monitor queue times, and support sales referrals while ensuring compliance with policies and safety standards. A strong banker with people skills is preferred.

The role emphasizes accuracy, customer focus, and cross-functional collaboration within a busy branch environment in India.

Qualifications

• Graduate or postgraduate with banking knowledge and back-office understanding.
• Experience in branch operations and customer service is preferred.
• Ability to supervise, train and coach staff to improve performance.

Responsibilities

• Approve daily transactions for selected products as applicable and monitor teller limits.
• Manage Service Delivery by observing queue times and adjusting workflow.
• Monitor customer satisfaction ratings and drive continuous improvement.
• General reconciliation and compliance activities including dual control.
• Supervise staff, organize workflow and provide training where needed.
• Sales referrals to identify cross-selling opportunities.
• Maintain branch premises and health & safety standards.
• Ensure compliance with Group policies and regulatory guidelines.
• Maintain archival portfolios and MIS for branch documents.

Skills

Diligent & Punctual

Banking Knowledge

Team Management

Strong communication skills

Customer orientation and sales focus

Good interpersonal skills

Education

Graduate/ Post Graduate

Job description

• Approve daily transactions for selected products as applicable (e.g. traveler’s cheques, cashier’s orders, currency exchange, merchant services, safe boxes) as well as transactions exceeding specified teller limits


• Manage Service Delivery – observe queue time and length; take action as needed to capacitate serving counters and/or managing customer traffic. Ensure that branch premises are maintained to the specified standard. Manage or recommend workflow changes for greater efficiency, improve turn around time


• Monitor customer satisfaction survey ratings, net promoter score or any other survey/ feedback ratings taken from customers and ensure continuous improvement if below bench-mark, sustain and better quality service


• General Reconciliation and Compliance Activities (may be individually assigned) which may typically include:


• Dual control of Cash functions


• Control of Security stationary, deliverables


• Review of processing entries and vouchers


• Follow-up with customers for returned deliverables as applicable (eg. cheque-books/ cards/ Pins/ Combi packs, etc)


• Review of reconciliation proofs for daily control as well as surprise audit proofing


• Preparation of service quality and productivity management reports and other regulatory returns


• Rectification of internal control issues


• Ensure satisfactory ratings in all internal/external audits conducted at the branch


• Ensure compliance to all Operations health documents like KCD/KRI/OPS manual, process notes and circulars issued from time to time. Perform regular KCS checks mandated. Mandatory reporting of KRIs and teller productivity


• Ensure timely and accurate submission of all returns both internal and statutory for sales and service


• Ensure a proper control of Keys, combination settings and passwords that protect cash & valuables.


• Ensure accurate and timely processing of all customer instructions as per applicable processes/ circulars


• Ensure he/ she is fully aware of all the policies and procedures issued in relation to ORMA, Group Code of Conduct, KYC/CDD/EDD and Money laundering prevention. He/she must ensure compliance with these policies and procedures on an ongoing basis. Any suspicious transaction must immediately be reported as per guidelines


• Staff Supervision, Coaching and Training: daily organization of workflow/ breaks and staff levels and coaching/ training where necessary for improved performance

• Sales Referrals: where relevant, identify prospects for cross-selling from observation of customer transactions to highlight to sales staff


• Achieve high employee engagement and satisfaction. Ensure optimum teller productivity


• Contribute to branch performance through referrals, efficient customer service, effective operations controls


• Monitor and track transaction volumes and ensure effective transaction migration to alternate channels of banking


• He/She is aware of bank’s Mis-selling & Sales Policies and ensure adherence all the times.


• Premises management in areas of merchandising, housekeeping as well as store management. Branch upkeep and maintenance


• Responsible for health and safety for all. As part of the Health and Safety guidelines you should:


• Take reasonable care for the health and safety of co-workers and those who may be affected by your actions or your omissions; Co-operate with Management to support and promote Health and safety in the workplace;


• Ensure that your actions do not put others at risk; Work in a healthy and safe manner;


• Encourage others to work in a healthy and safe manner;


• Report all accidents and incidents and bring to the attention of the management any hazard in the workplace


• As a manager you are also responsible for the health and safety aspects within your area of control. You need to ensure that:


• Your employees are adequately trained and supervised to perform their tasks in a safe manner and are free to raise any Health and safety issues and these issues are addressed appropriately.


• The contractors working in your area or for you are working in a safe & healthy manner.


• Ownership of the Archival portfolio for the branch. Liaising with the external vendors and ensuring archival and retrieval is carried out in a manner as stated in the policy document without exception.


• Maintain MIS with regard to documents archived with due acknowledgement from the vendor for each of the file

Key Responsibilities

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.


• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.


• Effectively and collaboratively identify, mitigate and resolve risk, conduct and compliance matters.

Skills and Experience

• Diligent & Punctual


• Banking Knowledge


• Team Management


• Strong communication skills


• Customer orientation and sales focus


• Good interpersonal skills

Qualifications

• Graduate/ Post Graduate


• Anywhere between 1 - 4 years of overall experience


• Banking knowledge, understanding of front and back office processes and procedures


• Team-playing ability

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thingand are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do


• Never settle,continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well


• Are better together,we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance,with flexible and voluntary benefits available in some locations.


• Time-offincluding annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.


• Flexible workingoptions based around home and office locations, with flexible working patterns.


• Proactive wellbeing supportthrough Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits


• A continuous learning cultureto support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.


• Being part of an inclusive and values driven organisation,one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.