Bharat Banking:Circle Rural & Digital Manager

Axis Bank; Raipur; On-site; INR 4,50,000 - 6,75,000; Full time

Job summary

A leading financial institution is seeking a Circle Rural and Digital Manager (CRDM) to oversee the performance of rural branches. The role requires ensuring compliance with bank policies, achieving assigned sales targets, and executing government insurance/welfare schemes. Candidates with a graduate/MBA background and 5-10 years in the BFSI sector are encouraged to apply. This is a critical position to support the business objectives of the bank in rural markets.

Qualifications

• 5-10 years in the BFSI sector.

Responsibilities

• Review and ensure compliance of all processes according to bank's policies.
• Achieve sales targets as assigned by the organization.
• Ensure successful execution of campaigns and initiatives for Govt schemes.

Skills

Knowledge of industry, technology, marketing, and product trends

Good communication (both verbal and written) skill

Ability to handle pressure and meet deadlines

Ability to manage risk and uncertainty

Ability to coach and mentor others

Education

Graduate/ MBA from a recognized university

Job description

About Bharat Banking

Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel

The Circle Rural and Digital Manager (CRDM)

The Circle Rural and Digital manager (CRDM) is responsible for reviewing and monitoring performance of the rural branches within the circle. As the owner of the budgets and targets for the rural branches within the circle, the CRDM is responsible for ensuring achievement of all targets, productivity, quality and compliance standards. The CRDM also represents the bank in the statutory meetings on a case to case basis.

Responsibilities

• Review and ensure compliance of all processes according to bank s policies including timely action on internal and statutory audit observation
• Liaison with project team, infrastructure and support service providers for efficient service delivery
• Achieve sales targets as assigned by the organization on a monthly basis
• Ensure the achievement of targets set for Govt insurance/ welfare schemes like APY, PMJDY etc by the rural branches
• Ensure successful execution of ficial literacy campaigns and initiatives in the designated branches
• Report priority sector lending achievements to the SLBC (state level banker committee) and attend these meetings whenever required, on behalf of the bank
• Ensure successful execution of campaigns and initiatives for Govt schemes at the rural branches

Qualifications

• Graduate/ MBA from a recognized university
• 5-10 years in the BFSI sector

Role Proficiencies

For successful execution of the job, a candidate should possess:

• Knowledge of industry, technology, marketing, and product trends
• Knowledge of regulatory guidelines and norms
• Good communication (both verbal and written) skill
• Ability to handle pressure and meet deadlines
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Ability to coach and mentor others