Bharat Banking:Area Sales Manager - Microfinance

Axis Bank; Kannur; On-site; INR 8,00,000 - 12,00,000; Full time

Job summary

A leading financial institution is seeking an experienced Area Sales Manager for the Micro Finance segment in Kannur, Kerala. The successful candidate will be responsible for driving business, managing collections through teams, and maintaining a quality portfolio. The role requires strong leadership, proven experience in the Microfinance industry, and excellent communication skills. A competitive salary and growth opportunities are offered.

Qualifications

• 3+ years of experience in the Microfinance industry.
• Graduate/Post Graduate with relevant qualifications.

Responsibilities

• Drive business and collections through teams.
• Ensure achievement of annual budget and maintain portfolio quality.
• Plan branch level training for Field Executives and Relationship Managers.

Skills

Core Microfinance Functions and Products

Communication Skills

Leadership and Inter-personal Skills

Risk Management

Team Collaboration

Education

Graduate / Post Graduate / MBA

Tools

Finacle

HRMS

INedge

Job description

The Area Sales Manager Micro Fice is responsible for driving business and collections thru RM s and FE s The role contributes towards building up a quality portfolio within an area which will contribute to overall bank s MFI book

• Conduct of SAHYOG Application and Process
• Rectify Finacle issues related to dedupe and account opening
• Drive Inedge application and its usages and spread Aawaz de awareness in CGT and GRT process
• Plan branch level training for FE and RM
• Ensure achievement of annual budget and maintain portfolio quality
• Ensure adherence of laid down process and practices
• Ensure manpower productivity of Field Executives and Relationship Managers
• Ensure audit and compliance adherence

Qualifications

• Graduate / Post Graduate / MBA
• Experience of 3+ Years and Microfice Industry

Role Proficiencies

• Knowledge of Core Microfice Functions and Products
• Knowledge of risks involved in dealing FX and derivatives with banks and Ficial Institutions
• Knowledge of relevant IT systems including Finacle, HRMS, INedge etc
• Good communication (both verbal & written) skills
• Leadership and Inter-personal skills
• Ability to work effectively across functions and demonstrated ability to coach and mentor others
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Ability to prioritize and make decisions in a fast-paced environment
• Ability to work as a part of team and contribute towards team goals
• Ability to manage multiple tasks/projects and deadlines simultaneously