Banking Operations Specialist

Accenture; Chennai District; On-site; INR 8,00,000 - 12,00,000; Full time

Job summary

A global professional services company is seeking a Banking Operations Specialist in Chennai, India, to enhance banking operations efficiency. The ideal candidate will have 7 to 11 years of experience, strong analytical skills, and the ability to analyze financial statements. Responsibilities include managing payment operations and communicating effectively with clients. This role may involve working in rotational shifts.

Qualifications

• 7 to 11 years of experience in banking operations.
• Ability to analyze financial statements.
• Strong English communication skills required.

Responsibilities

• Review and analyze financial ratios of clients.
• Manage and execute payment and loan booking operations.
• Create new solutions to enhance operational efficiency.

Skills

Financial statement analysis

Risk assessment

Payment operations

Client communication

Analytical skills

Education

Any Graduation

Job description

About The Role

Skill required: Commercial Banking Operations - Core Banking

Designation: Banking Operations Specialist

Qualifications: Any Graduation

Years of Experience: 7 to 11 years

Accenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song, all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities. Visit us at www.accenture.com

What would you do?

We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking / Wholesale banking team is responsible for helping clients and organizations process trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management.

What are we looking for?

• Should be able to review the US financial statements of the borrowers/guarantors, calculate/interpret the financial ratios.
• Understand and analyze the company/borrower performance based on financials, cashflow, and other secondary information.
• Payment operations.
• Funding and loan booking operations.
• Understand the type of facilities and exposure of the borrower to assess the Loss Given Default and the Probability of Default. Should have knowledge of financial ratios impact on the overall performance.
• Ability to summarize borrower, financials, cashflow and industry performance details in a clear and crisp way.
• Identify the risk associated with the borrower/company and mention it accordingly in the review along with the possible mitigants with justification.
• Perform assignments/deals/tasks of moderate complexity.
• Work with limited supervision, performing tasks with some degree of independent decision making, ability to take judgment calls.
• Contribute to cycle time improvement and efficiency of the team.
• Communicate in correct English with clients, both orally and written. Analytically sound to take decisions on effectiveness of controls. Advanced proficiency required in English to create documents.
• Perform assignments/deals/tasks of high complexity and resolve queries.
• Ability to interact with clients on weekly calls and explain issue management process – moderate exposure to this skill and related work experience.
• Assist other team members with questions and problems related to this skill – apply skill at basic level to work situations, with some guidance.
• Extensive exposure to this skill and related work experience.
• Apply skill at advanced level to work situations with medium complexity, with little or no guidance.
• May train and/or direct the work of others in application of skill.
• Regarded as a center‑wide resource on this skill.
• Apply detailed knowledge and skills to complex (or new) work situations in multiple settings.
• Train and/or direct work of others in complex facts, methods, and techniques related to the skill.

Roles and Responsibilities:

• Analyze and solve moderately complex problems.
• Create new solutions, leveraging and, where needed, adapting existing methods and procedures.
• Understand the strategic direction set by senior management as it relates to team goals.
• Primary upward interaction is with direct supervisor.
• Interact with peers and/or management levels at a client and/or within Accenture.
• Receive guidance when determining methods and procedures on new assignments.
• Decisions made will often impact the team in which they reside.
• Manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture.
• Please note that this role may require you to work in rotational shifts.

Qualification

Any Graduation