Banking Advisory Associate

Accenture in India; Bengaluru; On-site; INR 540,000 - 900,000; Full time

Job summary

Accenture PLC in Bengaluru is seeking a Banking Advisory Associate to support commercial credit underwriting within corporate banking. You will conduct detailed financial assessments of borrowers and guarantors, evaluate risks, and determine appropriate loan recommendations in a fast-paced, results-driven team.

The role requires 1–3 years of relevant experience and a BCom qualification, with potential for rotational shifts as part of a dynamic advisory group.

Qualifications

• BCom degree required.
• 1–3 years of relevant experience.

Responsibilities

• Analyze the financial history of businesses to assess creditworthiness.
• Assess the risk parameters of the loan, borrower, and industry including financial performance.
• Evaluate repayment capacity and recommend approvals, declines, or counter offers for business loans.

Skills

Underwriting

Financial Analysis

Perform under pressure

Meet deadlines

Commitment to quality

Attention to detail

Strong analytical skills

Education

BCom

Job description

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting

Designation: Banking Advisory Associate

Qualifications: BCom

Years of Experience: 1 to 3 years

About Accenture

Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song - all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com

What would you do?

We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans.

What are we looking for?

• Underwriting
• Financial Analysis
• Ability to perform under pressure
• Ability to meet deadlines
• Commitment to quality
• Detail orientation
• Strong analytical skills Roles and Responsibilities:
• In this role you are required to solve routine problems, largely through precedent and referral to general guidelines
• Your expected interactions are within your own team and direct supervisor
• You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments
• The decisions that you make would impact your own work
• You will be an individual contributor as a part of a team, with a predetermined, focused scope of work
• Please note that this role may require you to work in rotational shifts