AVP - Branch Asset Specialist

HSBC; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

HSBC invites experienced professionals to join its International Wealth and Premier Banking team. The role focuses on facilitating asset sales, coordinating with RMs and external intermediaries, and ensuring efficient pre- and post-approval activities.

Ideal candidates will have 4–7 years of relevant experience and a strong understanding of mortgage processes within a large financial institution. This opportunity aligns with HSBC's commitment to career growth and professional development.

Qualifications

• Graduate/ Post Graduate in any discipline with 4-7 years of relevant experience.

Responsibilities

• Facilitation of the asset sales process including customer interface and document completion.
• Interact with builders, brokers and other intermediaries to develop business for the region.
• Coordinate with internal stakeholders such as underwriting and Legal for pre & post-approval activities.
• Provide back-end support to Branch RMs in login, approval and disbursal of applications.
• Ensure discrepancy rates and zero fraudulent applications.

Education

Graduate/ Post Graduate in any discipline with 4-7 years of relevant experience

Tools

AI-enabled tools

Job description

Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Business Descriptor

Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers to take care of their day‑to‑day finances and to manage, protect and grow their wealth. Our international network and breadth of expertise enable us to deliver on HSBC’s purpose of opening up a world of opportunity by providing our customers with borderless banking and world‑class wealth management through best‑in‑class, mobile‑first capabilities and exceptional people. Our key areas of operations include Retail Banking and Wealth Management, Asset Management, Global Private Banking and Insurance.

Description - External

Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers to take care of their day‑to‑day finances and to manage, protect and grow their wealth. Our international network and breadth of expertise enable us to deliver on HSBC’s purpose of opening up a world of opportunity by providing our customers with borderless banking and world‑class wealth management through best‑in‑class, mobile‑first capabilities and exceptional people. Our key areas of operations include Retail Banking and Wealth Management, Asset Management, Global Private Banking and Insurance.

Principal Responsibilities

The incumbent will be responsible for facilitation of the asset sales process including customer interface, document completion, interaction on behalf of RMs with builders/societies in case of mortgage cases , discrepancy resolution etc.

• Would be responsible for Asset Product Disbursal of the region
• Facilitate business – new as well as existing cases – with the branch asset specialists.
• Develop an expert knowledge of customer base, market trends, and competitor activities in order to manage strategic direction
• Engage with builders, brokers and other intermediaries to develop business for the region.
• Daily co-ordination with internal stakeholders such as underwriting, Legal, etc. for pre & post approval activities.
• Provide dedicated back-end support to Branch RMs in the login, approval and disbursal of their applications.
• Interact with senior business managers to identify peer company best-in‑class service practices & technologies
• Operational effectiveness:
  • Ensure that discrepancy rates of pre & post approval applications are within acceptable benchmarks
  • Ensure nil fraudulent application

Qualifications - External

• Graduate/ Post Graduate in any discipline with 4-7 years of relevant experience

The GCB 6 or GCB 7 will be offered depending on the selected candidate's skill and relevant experience

Useful Link

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Internal Description

Some careers open more doors than others.

If you’re looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC.

Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers to take care of their day‑to‑day finances and to manage, protect and grow their wealth. Our international network and breadth of expertise enable us to deliver on HSBC’s purpose of opening up a world of opportunity by providing our customers with borderless banking and world‑class wealth management through best‑in‑class, mobile‑first capabilities and exceptional people. Our key areas of operations include Retail Banking and Wealth Management, Asset Management, Global Private Banking and Insurance.

We are currently seeking an experienced professional to join the WPB team.

Principal Responsibilities

The incumbent will be responsible for facilitation of the asset sales process including customer interface, document completion, interaction on behalf of RMs with builders/societies in case of mortgage cases , discrepancy resolution etc.

• Would be responsible for Asset Product Disbursal of the region
• Facilitate business – new as well as existing cases – with the branch asset specialists.
• Develop an expert knowledge of customer base, market trends, and competitor activities in order to manage strategic direction
• Engage with builders, brokers and other intermediaries to develop business for the region.
• Daily co-ordination with internal stakeholders such as underwriting, Legal, etc. for pre & post approval activities.
• Provide dedicated back-end support to Branch RMs in the login, approval and disbursal of their applications.
• Interact with senior business managers to identify peer company best-in‑class service practices & technologies
• Operational effectiveness:
  • Ensure that discrepancy rates of pre & post approval applications are within acceptable benchmarks
  • Ensure nil fraudulent application

Qualifications - Internal

• Graduate/ Post Graduate in any discipline with 4-7 years of relevant experience

Pro-tip

Familiarity with AI-enabled tools is an advantage.

As an employee, you are required to perform your duties in a professional capacity exercising independent judgement, discretion and decision-making authority in planning, organising, directing work, supervising and appraising the work of team members, as applicable; and taking accountability for delivery outcomes. You will represent the organization with relevant internal and external stakeholders. You will allocate and prioritize work, provide direction and feedback, manage team capacity and leave in line with policy as applicable.

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.