Auditor-Credit Audit-Chennai

HDFC Bank Limited; Chennai District; On-site; INR 450,000 - 600,000; Full time

Job summary

HDFC Bank Limited is seeking a Chartered Accountant (CA) or Certified Internal Auditor (CIA) with 0-3 years of experience to join its audit team in Chennai. The role focuses on RCM-based audits within retail lending/loan processes, evaluating controls, and ensuring regulatory compliance.

You will conduct control testing, review adherence to RBI guidelines and internal policies, and prepare comprehensive audit documentation and reports.

Qualifications

• CA or CIA with 0-3 years in banking/financial institution audits.
• Experience in retail lending/loan processes preferred.
• Knowledge of RBI guidelines and internal controls.

Responsibilities

• Conduct RCM-based audits and perform detailed control testing.
• Validate adherence to internal policies, RBI guidelines, and other statutory norms.
• Evaluate control design and operating effectiveness; identify process gaps and improvement areas.
• Review retail loan processes across loan-level, portfolio-level, and system-level activities.
• Prepare audit documentation, working papers, observations, and draft audit reports.
• Support rootcause analysis and follow-up on audit issue closure.
• Assist in thematic reviews and process-based audits across the retail lending function.

Skills

Auditing

Regulatory compliance

Process testing

Education

CA certification

CIA certification

Job description

Job Title: Auditor Credit Audit Chennai

Location: Chennai City

Role Summary:
We are looking for a highly driven Chartered Accountant (CA) or Certified Internal Auditor (CIA) with 0-3 years of experience in auditing banks or financial institutions, specifically in retail lending/loan processes. The role involves conducting RCM-based audits, assessing process controls, and ensuring compliance with regulatory and internal standards.

• Conduct RCMbased audits and perform detailed control testing.
• Validate adherence to internal policies, RBI guidelines, and other statutory norms.
• Evaluate control design and operating effectiveness; identify process gaps and improvement areas.
• Review retail loan processes across loan-level, portfolio-level, and system-level activities.
• Prepare audit documentation, working papers, observations, and draft audit reports.
• Support rootcause analysis and followup on audit issue closure.
• Assist in thematic reviews and processbased audits across the retail lending function.