Associate_PLCF Finance

JPMorganChase; Bengaluru; On-site; INR 2,000,000 - 3,600,000; Full time

Benefits offered by this job

Health insurance

Performance bonus

Job summary

JPMorganChase seeks a Senior Financial Analyst in Bengaluru to prepare monthly and quarterly reports for the auto lease program and conduct residual value risk analyses. You will collaborate with cross-functional teams to gather data, build models, and forecast risk exposure.

The role requires 6+ years in financial analysis, strong quantitative skills, and excellent communication. You will help implement risk policies, monitor market trends, and drive reporting efficiency.

Qualifications

• Master's degree in finance, accounting, statistics, or related field.
• 6+ years of experience in financial analysis, preferably in auto or related sectors.
• Deep understanding of auto industry indicators, finance concepts, and counterparty risk management.
• Strong quantitative and analytical skills, with a track record of problem-solving and building high-performing analytical teams.
• Excellent verbal and written communication skills with ability to influence decisions.
• Proven ability to deliver results in a fast-paced, deadline-driven environment while managing multiple priorities.

Responsibilities

• Prepare and deliver accurate, timely monthly and quarterly financial reports for the auto lease program.
• Conduct residual value risk analysis to assess financial impacts and support risk management strategies.
• Collaborate with cross-functional teams to gather data and insights for reporting and analysis.
• Develop and maintain financial models to forecast residual values and evaluate risk exposure.
• Provide ad hoc analysis and reporting to support strategic business decisions and initiatives.
• Monitor market trends and economic factors affecting residual values and lease program performance.
• Assist in developing and implementing risk management policies and procedures.
• Communicate findings and recommendations to senior management and stakeholders clearly and concisely.
• Ensure compliance with internal policies and external regulations for financial reporting and risk management.
• Continuously seek opportunities to improve reporting processes, enhance data accuracy, and drive efficiency.

Skills

Quantitative analysis

Analytical thinking

Verbal communication

Written communication

Leadership of analytics teams

Deadline-driven

Multitasking

Education

Master's degree in finance, accounting, statistics, or related field

Tools

Python

SQL

Alteryx

BI tools

PowerPoint

Excel

Job description

• Prepare and deliver accurate, timely monthly and quarterly financial reports for the auto lease program.
• Conduct in-depth residual value risk analysis to assess financial impacts and support risk management strategies.
• Collaborate with cross-functional teams to gather data and insights for comprehensive reporting and analysis.
• Develop and maintain financial models to forecast residual values and evaluate risk exposure.
• Provide ad hoc analysis and reporting to support strategic business decisions and initiatives.
• Monitor market trends and economic factors affecting residual values and lease program performance.
• Assist in developing and implementing risk management policies and procedures.
• Communicate findings and recommendations to senior management and stakeholders clearly and concisely.
• Ensure compliance with internal policies and external regulations for financial reporting and risk management.
• Continuously seek opportunities to improve reporting processes, enhance data accuracy, and drive efficiency.

Job Description

• Prepare and deliver accurate, timely monthly and quarterly financial reports for the auto lease program.
• Conduct in-depth residual value risk analysis to assess financial impacts and support risk management strategies.
• Collaborate with cross-functional teams to gather data and insights for comprehensive reporting and analysis.
• Develop and maintain financial models to forecast residual values and evaluate risk exposure.
• Provide ad hoc analysis and reporting to support strategic business decisions and initiatives.
• Monitor market trends and economic factors affecting residual values and lease program performance.
• Assist in developing and implementing risk management policies and procedures.
• Communicate findings and recommendations to senior management and stakeholders clearly and concisely.
• Ensure compliance with internal policies and external regulations for financial reporting and risk management.
• Continuously seek opportunities to improve reporting processes, enhance data accuracy, and drive efficiency.

Key Responsibilities

• Prepare and deliver accurate, timely monthly and quarterly financial reports for the auto lease program.
• Conduct in-depth residual value risk analysis to assess financial impacts and support risk management strategies.
• Collaborate with cross-functional teams to gather data and insights for comprehensive reporting and analysis.
• Develop and maintain financial models to forecast residual values and evaluate risk exposure.
• Provide ad hoc analysis and reporting to support strategic business decisions and initiatives.
• Monitor market trends and economic factors affecting residual values and lease program performance.
• Assist in developing and implementing risk management policies and procedures.
• Communicate findings and recommendations to senior management and stakeholders clearly and concisely.
• Ensure compliance with internal policies and external regulations for financial reporting and risk management.
• Continuously seek opportunities to improve reporting processes, enhance data accuracy, and drive efficiency.

Qualifications

• Master's degree in finance, Accounting, Statistics, or related field required.
• 6+ years of experience in financial analysis, preferably within the auto industry or related sectors.
• Deep understanding of auto industry indicators, finance and accounting concepts, and counterparty risk management.
• Strong quantitative and analytical skills, with a track record of creative problem-solving and building high-performing analytical teams. Technical: Python, SQL, Alteryx, BI tools, PowerPoint, advanced Excel
• Excellent verbal and written communication skills, with the ability to synthesize complex topics and influence decision-making.
• Proven ability to deliver exceptional results in a fast-paced, deadline-driven environment while managing multiple priorities.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.