Associate Institutional NFR China

Australia and New Zealand Banking Group Limited; Bengaluru; On-site; INR 1,800,000 - 2,400,000; Full time

Benefits offered by this job

Hybrid work arrangement

Health and wellbeing services

Job summary

ANZ Bengaluru seeks an experienced professional to oversee non-financial risk in International business, partnering with risk and business teams to manage risks across Markets, Transaction Banking, Corporate Finance and Coverage.

You will help strengthen risk governance, contribute to regulatory readiness, and support the rollout of risk programs regionally, including PACT, to enhance risk capability.

Qualifications

• 7+ years of experience in Institutional Banking, Non-Financial Risk, Operational Risk, Controls, Compliance, Audit, or Risk Management.

Responsibilities

• Partner with business stakeholders to support the effective management of non-financial risks within approved risk appetite.
• Provide risk insights and constructive challenge on key risk themes, control effectiveness, emerging risks, and business initiatives.
• Support business decision-making through balanced consideration of risk and commercial outcomes.
• Build strong working relationships across business, risk, compliance, and control functions.
• Support the application and ongoing maturity of the Non-Financial Risk Framework across the business.
• Assist in identifying, assessing, monitoring, and reporting material non-financial risks.
• Ensure timely escalation of risk issues, incidents, and control weaknesses in accordance with governance requirements.

Skills

Non-Financial Risk

Institutional Banking

Regulatory change

Risk governance

Stakeholder management

Job description

Department: Insto - Non-Financial Risk - International & Cover

Division: Institutional

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

This role supports the management of non-financial risk (NFR) in the International business. You will work with business and risk teams to help identify, assess and manage risks across Markets, Transaction Banking, Corporate Finance and Coverage, ensuring they are understood and managed within risk appetite.

You will support strong risk governance and culture by contributing to decision-making, helping meet regulatory requirements, and promoting good outcomes for customers and the business.

The role also involves assisting with the implementation of regulatory changes, ensuring they are applied in a practical way within processes and controls. In addition, you will support the rollout of the PACT program to strengthen risk capability and processes across the region.

What will your day look like?

Business Partnership and Risk Advisory

• Partner with business stakeholders to support the effective management of non-financial risks within approved risk appetite.
• Provide risk insights and constructive challenge on key risk themes, control effectiveness, emerging risks, and business initiatives.
• Support business decision-making through balanced consideration of risk and commercial outcomes.
• Build strong working relationships across business, risk, compliance, and control functions.

Risk Governance and Control Environment

• Support the application and ongoing maturity of the Non-Financial Risk Framework across the business.
• Assist in identifying, assessing, monitoring, and reporting material non-financial risks.
• Ensure timely escalation of risk issues, incidents, and control weaknesses in accordance with governance requirements.
• Contribute to the enhancement of controls, processes, and risk management practices.
• Support the preparation of risk governance reporting and management information for relevant forums and committees.

Regulatory Engagement and Change

• Support a regulator-ready environment through effective documentation, issue management, and governance practices.
• Assist in the interpretation and implementation of regulatory requirements and policy changes.
• Ensure regulatory obligations are appropriately reflected within business processes, controls, and operating models.
• Monitor emerging regulatory developments and evolving risk expectations.

PACT Program Delivery and Embedding

• Support the implementation and embedding of PACT initiatives across the region.
• Track delivery milestones, identify risks and dependencies, and elevate issues where required.
• Drive stakeholder engagement and adoption of new risk processes, controls, and governance requirements.
• Contribute to continuous improvement initiatives that enhance risk capability and operational effectiveness.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• 7+ years of experience in Institutional Banking, Non-Financial Risk, Operational Risk, Controls, Compliance, Audit, or Risk Management.
• Understanding of Institutional Banking businesses, including Markets, Transaction Banking, Corporate Finance, and Coverage.
• Working knowledge of non-financial risk frameworks, risk governance, and control environments within financial services.
• Experience supporting risk identification, assessment, issue management, and control improvement activities.
• Ability to partner effectively with business stakeholders and support risk-informed decision-making.
• Experience interpreting and implementing regulatory requirements within business processes and controls.
• Exposure to risk, control, regulatory change, or remediation initiatives.
• Strong communication and stakeholder management skills, with the ability to explain risk concepts clearly and effectively.
• Ability to manage competing priorities and deliver high-quality outcomes in a dynamic environment.
• Experience using risk reporting, management information, or data-driven insights to support risk management activities.
• Familiarity with governance forums, issue management processes, and control monitoring practices.
• Demonstrated commitment to continuous improvement and fostering a strong risk culture.

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong.

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.