Associate Data Scientist

JP Morgan Services India Pvt Ltd; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

JP Morgan Services India Pvt Ltd in Bengaluru is seeking a Data Scientist Associate to build data-driven insights within the International Consumer Bank. You will work in the Business Analytics team with product, marketing, operations and engineering, delivering analyses, experiments, and predictive models to improve customer experience and profitability.

You will translate business questions into structured analyses, collaborate with stakeholders, and communicate results clearly to drive

Qualifications

• Advanced SQL skills with complex joins and performance considerations.
• Strong Python for analytics and reproducible analysis.
• Solid grounding in statistics and experimentation (hypothesis testing, CIs).
• Proven ability to translate business questions into structured analyses and measurable outcomes.
• Experience with customer analytics, funnels, cohorts, and profitability metrics.

Responsibilities

• Deliver high-quality analyses and models and participate in peer reviews.
• Collaborate with cross-functional stakeholders to translate questions into hypotheses and metrics.
• Support measurement for key customer journeys and commercial outcomes.
• Design, run, and evaluate experiments (A/B and other tests) with interpretation of results.
• Apply statistical methods to quantify impact and communicate trade-offs.
• Build, validate, and maintain lightweight predictive models with emphasis on interpretability.
• Follow best practices for reproducible analysis and documentation.
• Collaborate with data/ML engineers to ensure data readiness and operationalization.
• Communicate insights to both technical and non-technical audiences to influence decisions.

Skills

SQL

Python

Statistics

Cross-functional

English

Job description

Data Scientist Associate

We launched Chase UK to revolutionise mobile banking with seamless journeys that our customers love. We’re already trusted by millions in the US and we’re quickly catching up in the UK — but how we do things here is a little different. We’re building the bank of the future with a start-up mentality, meaning you’ll have the opportunity to make a real impact. As a Data Scientist within JPMorganChase’s International Consumer Bank, you’ll sit in our Business Analytics team and partner closely with Product, Marketing, Operations and Engineering. Your focus will be on using data, experimentation, and lightweight predictive modelling (e.g., churn/retention signals, propensity models). You’ll contribute to analytical direction, deliver high-quality analysis and experimentation, and translate outcomes into clear actions that improve customer experience and business performance. Our Business Analytics team is at the heart of this venture, focused on getting smart ideas into the hands of our customers. We’re looking for people who are curious, thrive in collaborative squads, and are passionate about practical problem-solving. We work in tribes and squads aligned to products and projects, and depending on your strengths and interests, you’ll have the opportunity to move between them. While we’re looking for strong professional skills, culture is just as important to us. We value diversity of thought, experience and background, and we want our teams to reflect the communities we serve.

Job responsibilities:

• Deliver high-quality analyses and models, and participate in peer reviews to improve analytical quality and communication.
• Partner with cross-functional stakeholders to translate business questions into hypotheses, success metrics, and decision-ready recommendations (with support from senior team members).
• Support measurement for key customer journeys and commercial outcomes, with an emphasis on customer behaviour and profitability (e.g., engagement, retention, cross-sell, unit economics).
• Design, execute, and evaluate experiments (A/B and other controlled tests): define test plans, guardrails, basic sample sizing considerations, and interpret results with appropriate uncertainty.
• Apply statistical methods to quantify impact and drivers (e.g., segmentation, cohorting ), and clearly communicate trade-offs and limitations.
• Build, validate, and maintain lightweight predictive models to support decisions (e.g., churn risk/retention targeting, response propensity, customer value proxies), prioritizing interpretability, stability, and measurable lift under guidance and with appropriate review.
• Follow and contribute to best practices for reproducible analysis and experimentation (documentation, code review norms, clear metric definitions).
• Collaborate with cross-functional partners (data engineering, analytics engineering, ML engineering, dashboard developers) to ensure data is fit-for-purpose for analysis/experimentation and insights are operationalised .
• Communicate insights in compelling narratives for both technical and non-technical audiences; influence roadmap and business decisions inform roadmap and business decisions through evidence.

Required qualifications, capabilities and skills:

• Strong collaboration skills; experience working in cross-functional teams to deliver analytics and experimentation.
• Advanced SQL skills (complex joins, validation, performance-aware querying).
• Strong Python for analytics (reproducible analysis; comfortable with common DS tooling).
• Strong grounding in statistics and experimentation (hypothesis testing, confidence intervals, common pitfalls, bias/confounding; sample size/power concepts).
• Proven experience translating open-ended business questions into structured analyses that drive measurable outcomes.
• Demonstrated experience in customer analytics ( behavioural analysis, funnels/journeys, cohorting , campaign measurement) and commercial thinking (profitability / unit economics).
• Ability to influence stakeholders and drive alignment in a fast-paced, agile, cross-functional environment in a fast-paced, agile environment, using clear analysis and communication.
• Excellent written and verbal communication skills in English.

Preferred qualifications, capabilities and skills:

• Familiarity with quasi-experimental/causal approaches when randomisation isn’t feasible (e.g., diff-in-diff, matching/propensity approaches), and knowing when not to use them.
• Experience building interpretable predictive models (e.g., logistic/linear regression, tree-based methods) with disciplined evaluation (leakage checks, calibration, drift/monitoring considerations).
• Product and commercial curiosity: ability to balance rigor with speed and learn what is “good enough to decide” with guidance from senior partners.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P.Morgan and Chase brands. Our history spans over 200years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Experience Level Mid Level