Area Technical Valuation

Nido Home Finance; Chennai, Bengaluru; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Nido Home Finance Limited is seeking a skilled professional to conduct detailed valuations and technical due diligence for mortgage collateral across residential, commercial, and plotted properties. You will assess market trends, project feasibility, and regulatory impacts to support loan decisions.

Responsibilities include reviewing valuation reports, advising underwriting teams, and mitigating property-related risks to safeguard the loan portfolio while maintaining compliance with risk

Responsibilities

• Conduct technical evaluation and valuation of residential, commercial, and plotted properties offered as collateral.
• Assess market value, realizable value, and risk associated with underlying assets for retail mortgage loans.
• Review and validate valuation reports submitted by empaneled valuers and technical agencies.
• Evaluate under-construction projects and provide insights on project progress, feasibility, and associated risks.
• Support underwriting and credit teams with technical due diligence inputs for loan approval.
• Identify property-related risks and recommend mitigation measures to safeguard loan portfolios.
• Monitor local real estate market trends, property price movements, and regulatory developments across assigned geographies.
• Ensure compliance with internal valuation policies, risk frameworks, and regulatory requirements.
• Build strong relationships with valuers, technical consultants, developers, and internal stakeholders.

Job description

Key Responsibilities

• Conduct technical evaluation and valuation of residential, commercial, and plotted properties offered as collateral.


• Assess market value, realizable value, and risk associated with underlying assets for retail mortgage loans.


• Review and validate valuation reports submitted by empaneled valuers and technical agencies.


• Evaluate under-construction projects and provide insights on project progress, feasibility, and associated risks.


• Support underwriting and credit teams with technical due diligence inputs for loan approval.


• Identify property-related risks and recommend mitigation measures to safeguard loan portfolios.


• Monitor local real estate market trends, property price movements, and regulatory developments across assigned geographies.


• Ensure compliance with internal valuation policies, risk frameworks, and regulatory requirements.


• Build strong relationships with valuers, technical consultants, developers, and internal stakeholders.