Area Credit Manager

Skillventory; Ahmedabad District; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Skillventory is seeking an Area Credit Manager in Ahmedabad to oversee Unsecured Business Loan underwriting and credit risk assessments within the local market. The role focuses on evaluating cash flows, business profiles, and banking transactions to determine creditworthiness, while ensuring adherence to credit policies and portfolio quality.

Collaboration with Sales and Credit teams is essential to drive sound lending decisions.

Qualifications

• Experience in Unsecured Business Loan / Business Loan Credit Underwriting.
• Strong understanding of credit assessment, financial analysis, banking, GST and ITR.
• Exposure to MSME / SME / Business Loan underwriting.
• Ability to evaluate cash flows, business profiles, banking transactions and creditworthiness.
• Good understanding of credit policy, risk assessment and portfolio quality.
• Strong coordination with Sales and Credit teams.

Skills

Unsecured Business Loan underwriting

Credit assessment

Financial analysis

GST and ITR

MSME/SME underwriting

Credit policy and risk

Job description

Role & responsibilities

Position: Area Credit Manager
Location: Ahmedabad
Product: Unsecured Business Loan (UBL)
Age: Below 35 years

Key Requirements

• Experience in Unsecured Business Loan / Business Loan Credit Underwriting
• Strong understanding of credit assessment, financial analysis, banking, GST and ITR
• Exposure to MSME / SME / Business Loan underwriting
• Ability to evaluate cash flows, business profiles, banking transactions and creditworthiness
• Good understanding of credit policy, risk assessment and portfolio quality
• Strong coordination with Sales and Credit teams