Analyst - Underwriting

Xceedance; Dadri, Gurugram District; On-site; INR 500,000 - 900,000; Full time

Job summary

Xceedance in Dadri, Uttar Pradesh, India is seeking a role to support underwriters by analyzing insurance exposure, assessing risk, and extracting insights to inform underwriting and pricing decisions.

You will review data across lines of business, classify risks by territory and vehicle type, identify discrepancies, and prepare concise findings and supporting documentation for internal teams in a fast-paced, collaborative environment.

Qualifications

• Understanding of insurance concepts and premium calculations.
• Strong analytical, logical reasoning, and problem-solving abilities.
• Proficiency in MS Office tools.
• Effective written and verbal communication skills.
• Ability to work in a fast-paced and collaborative environment.

Responsibilities

• Analyze insurance exposure and loss data across various lines of business.
• Assess and classify risks based on territory, vehicle type, weight, and operational radius.
• Identify and elevate data discrepancies for resolution.
• Prepare concise summaries of findings, assumptions, and key risk drivers.
• Support risk assessment through data analysis and research.
• Ensure compliance with client, regulatory, and organizational requirements.
• Communicate effectively with internal teams and stakeholders.

Skills

Insurance concepts

Analytical skills

MS Office

Communication

Collaboration

Education

Bachelor/Master in Math/Stats/Econ

Job description

Role Overview

Support underwriters in assessing risks, analyzing insurance exposure and loss data, identifying discrepancies, and providing insights that support underwriting and pricing decisions.

Key Responsibilities

• Analyze insurance exposure and loss data across various lines of business.
• Assess and classify risks based on factors such as territory, vehicle type, weight, and operational radius.
• Identify and elevate data discrepancies for resolution.
• Prepare concise summaries of findings, assumptions, and key risk drivers.
• Support risk assessment through data analysis and research.
• Ensure compliance with client, regulatory, and organizational requirements.
• Communicate effectively with internal teams and stakeholders.

Required Skills

• Basic understanding of insurance concepts, products, underwriting, and premium calculations.
• Strong analytical, logical reasoning, and problem-solving abilities.
• Proficiency in MS Office tools.
• Effective written and verbal communication skills.
• Ability to work in a fast-paced and collaborative environment.

Qualifications

• Bachelor's or Master's degree in Mathematics, Statistics, Economics, or a related field.
• Prior insurance industry exposure or domain knowledge is preferred.