Analyst Transactions & Processing

Trimont; Bagaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Trimont is seeking a DSCR Triggers Analyst in Bengaluru/Bengaluru region to process triggers in loan documents and escalate results to Asset Managers. You will analyze financials, monitor loan-trigger events, and collaborate with Credit Analysts and PSR teams on variance analysis.

The role requires B.Com or MBA Finance and strong accounting knowledge, with the ability to read financial statements and communicate findings clearly.

Qualifications

• Eligible candidate must be B.Com/ MBA finance; qualified for financial analysis.
• Good understanding of accounting and corporate finance concepts.
• Knowledge of GAAP/IFRS and ability to read financial statements.
• Strong verbal and written communication skills are crucial.

Responsibilities

• Analyze the property’s financial statements and spread financial info.
• Monitor loan-specific triggers to meet deadlines.
• Escalate complex issues for asset managers and other teams.
• Resolve discrepancies and ensure compliance with loan documents.
• Develop technical skills through training and ad-hoc projects.

Skills

Financial analysis

Accounting

GAAP/IFRS

Financial ratios

Verbal and written communication

Education

B.Com / MBA finance

Job description

Overview: Founded in 1988 and headquartered in Atlanta, Trimont (www.trimont.com) is a specialized global commercial real estate loan services provider and partner for lenders seeking the infrastructure and capabilities needed to make informed, effective decisions related to the deployment, management and administration of commercial real estate secured credit. We do this with a team of 1100+ extraordinary Team Members who serve a global client base from offices in Atlanta, Dallas, Kansas City, London, New York, Sydney, Hyderabad and Bengaluru. We empower our skilled global teams by equipping them with the necessary knowledge and advanced technology, as well as fostering a culture driven by values. This approach helps our teams excel and build meaningful client relationships, while providing the highest quality service and feeling proud of the work they do.

Trimont is an innovative firm where visionary professionals come to learn, grow, and thrive with colleagues driven by curiosity and collaboration.

Learn:

We believe ongoing learning is critical and are focused on providing a work environment where all team members can take ownership of their careers.

Grow:

We work alongside the largest institutional lenders in the world, overseeing the most significant projects in the industry. This unique opportunity allows us to broaden our skillset and develop our abilities by tackling some of the industry's most challenging and exciting endeavors.

Thrive:

Our firm is a place where ethics and excellence meet to create an experience that matches our capabilities. There are no limits to what we as team members as an organization can achieve together.

Job Summary:

The DSCR Triggers Team is responsible for the processing all the loans having triggers mentioned in the loan documents and escalating the test result to the Asset Managers. DSCR Triggers are processed by the servicer during the life of the loan e.g. Springing Lockbox, Waterfall change and Springing management Control etc. The Trigger tests results of DSCR are notified to the Asset managers, Credit Analyst and the PSR team using variance analysis.

Responsibilities

• Analyze the property’s financial statement and spread financial information, perform various adjustments in line with the various loan documents.
• Monitor and review loan specific triggers events to ensure appropriate action is taken to meet the required deadlines,
• Manage and/or escalate complex issues that will include some decision making on the Asset Managers part
• Research and resolve any discrepancy, and also work with all applicable functional business units to ensure compliance with loan documents
• Develop personal technical skill by training hour minimum
• Perform other process additional and ad-hoc work projects as assigned by management.

Required Qualifications

• Eligible candidate must be B.Com/ MBA finance graduate as the requirement is financials analysis and accounting.
• Good understanding of accounting and corporate financial accounting system
• Good understanding of financial ratios/covenants triggers would be an added advantage.
• Knowledge on GAAP accounting/IFRS and ability to read and interpret financials statement and calculating various financial ratios.
• Strong verbal and written communication skills are crucial for engaging with candidates and hiring managers.

Standard Shift Time

• 7.30 am - 4.30 pm (BLR) & 8.30 am - 5.30 pm (HYD) – Flexibility in shifts may be needed.

Trimont is an equal opportunity employer, and we’re proud to support and celebrate diversity in the workplace. If you have a disability and need accommodation or assistance with the application process and/or using our website, please contact us. We are proud to maintain a drug-free policy, ensuring that our community is a secure and productive space for all our team members.