Analyst, Specialist, Operations, Account Services, Institutional Banking Group

DBS Bank Ltd; Mumbai; Sur place; INR 900 000 - 1 500 000; Plein temps

Résumé du poste

DBS Bank Ltd in Mumbai seeks an experienced KYC/CDD professional to manage onboarding and RekYC for corporate accounts in line with RBI and SEBI guidelines. You will ensure thorough documentation, perform screening, and coordinate with audit teams.

You will also drive batch screening reviews, client periodic reviews, and KYC query resolutions while training staff and supporting process improvements. This role is based in Mumbai and involves cross-functional collaboration.

Qualifications

• KYC and CDD procedures in onboarding and RekYC per RBI/SEBI rules.
• Attention to detail in documentation and screening processes.
• Good communication with internal stakeholders and clients.

Responsabilités

• Ensure RBI KYC & SEBI guidelines compliance during onboarding/ReKYC.
• Track and close audit issues within agreed timelines; maintain clean audit reports.
• Manage batch screening alerts; perform periodic client reviews and risk escalations.
• Provide KYC/CDD query resolutions; reduce rework rate and turnaround times; train RMs/Makers.
• Support CDD centralization and process enhancements; participate in UATs for system changes.

Connaissances

KYC knowledge

Attention to detail

Regulatory compliance

Communication

Teamwork

Outils

Finacle

Excel

Word

PowerPoint

Description du poste

Business FunctionCorporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standardsResponsibilitiesPoses good knowledge about RBI KYC & SEBI guideline and documentation of Corporate and individual accounts opening including BANK , NBFC and FIG customer.Adhere to the CDD RBI & SEBI circulars, CDD Standards & India LKYC guidelines towards scrutiny of Customer DueDiligence while Onboarding/ReKYC/Trigger BCAPActive engagement with internal /concurrent/QA audit teams.Co-ordinate/Follow up/ Track Audit issues and help to complete/close the same.Ensure all the audit issues are closed/completed within the agreed timelines.Ensuring Clean Audit report - Resolving issues in timely manner with satisfactory evidence and no overdueName Screening & sanction alerts within TAT & also do periodic review of clients.Timely Closure of Batch & Sanction AlertsQualitative Analysis of Batch Screening & timely submission of the samePeriodic Review of ClientsAdvisory role for BU wrt KYC Queries ResolutionProviding resolution regarding KYC/CDD related queries that the BU may have at the time of onboarding.Reducing in rework rate & TAT of account openingRegular Training RMs & MakersReview & modify processes for CDD Scrutiny in line with changes in regulatory processesSupporting CDD CentralizationTraining CDD Making Team with regards to the requirements of BCAPHelp in creating repository for BU & CDD Checking team to refer wrt CDD.UATs for enhancementsShould be well versed with Liability ProductsShould poses good Knowledge of FATCA/CRS guidelinesPoses good knowledge of various defaulters database and their impact. e.g. RBI Caution list / Black list /Lexis NexisCompliance and adherence of internal and external regulationsReviews a list of high-risk KYC processes and tracks the qualityRequirementsMinimum 6 to 10 years of experience in a similar role within the banking or financial services industryStrong attention to detail and ability to work accurately under pressureExcellent communication and interpersonal skills to interact with clients and internal stakeholdersProficient in the use of relevant banking systems and software applicationsAbility to work collaboratively in a team environment and adapt to changing prioritiesDemonstrated problem-solving and analytical skills to identify and resolve operational issuesCore CompetenciesUnderstanding of the documents needed for On-boarding/ReKYC in accordance with RBI’s Circulars for the different types of Legal Entities..Screening of CDD for On-boarding & ReKYC.Possess understanding for review of Politically Exposed Person (PEP) & Sanction Exposure.Exposure of Finacle system.Should possess good problem solving skill and business orientation.Technical CompetenciesGood exposure of FinacleExperience in handling UATs.Knowledge of Excel, Word & Power-pointWork RelationshipBeing a Team player & self-motivated person.Growth OrientedDBS India - Culture & BehaviorsDBS is committed to building a culture where all employees are valued, respected and their opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. Expected value driven behaviors are:Demonstrate Business Performance through PRIDE 2.0 Value Based PropositionsEnsure Customer Focus by Delighting Customers & Reduce ComplaintsBuild Pride and Passion to Protect, Maintain and Enhance DBS’ ReputationEnhance Self Knowledge, Skills and develop Competencies aimed at continuous improvementMaintain the Highest Standards of Honesty and IntegrityApply NowWe offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.Location:MumbaiJob:OperationsSchedule:RegularEmployee Status:Full time