Analyst - Credit Risk

Hire Today; Mumbai; On-site; INR 8,621,000 - 12,452,000; Full time

Job summary

JPMorgan Chase is seeking an Analyst to join the EMEA Diversified Industries Credit Risk team. The role involves conducting detailed credit analysis of corporate borrowers, monitoring portfolio risk, supporting lending decisions, and partnering with investment banking and commercial banking teams across Europe while leveraging AI-driven process improvements.

Responsibilities include analyzing investment-grade and non-investment-grade borrowers, preparing credit memos, conducting due diligence,

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, STEM, Business Administration, or a related field.

Responsibilities

• Analyze investment-grade and non-investment-grade corporate borrowers across diversified industries.
• Analyze portfolio risk exposures.
• Prepare detailed credit memos with recommendations on lending facilities, limits and covenants.
• Perform due diligence for new and existing corporate clients, including financial statement and cash flow analysis.
• Support leveraged finance transactions, term loans, and bond issuances.
• Assess refinancing risk, debt capacity, and corporate business models.
• Collaborate with cross-functional teams across global offices.
• Contribute to process improvement initiatives using AI and LLM technologies.

Skills

Credit Risk

Cash Flow Modeling

DCF Valuation

Corporate Finance

Leveraged Finance

Capital Markets

Excel

PowerPoint

Word

AI

LLM

Education

Bachelor's Degree in Finance, Accounting, Economics, STEM, Business Administration, or a related field

Tools

Excel

PowerPoint

Word

AI

LLM

Job description

JPMorgan Chase is seeking an Analyst to join the EMEA Diversified Industries Credit Risk team. The role involves conducting detailed credit analysis of corporate borrowers, monitoring portfolio risk, supporting lending decisions, and partnering with investment banking and commercial banking teams across Europe while leveraging AI-driven process improvements.

Responsibilities

• Analyze investment-grade and non-investment-grade corporate borrowers across diversified industries.
• and portfolio risk exposures.
• Prepare detailed credit memos with recommendations on lending facilities
• limits
• and covenants.
• Perform due diligence for new and existing corporate clients
• including financial statement and cash flow analysis.
• Support leveraged finance transactions
• term loans
• and bond issuances.
• Assess refinancing risk
• debt capacity
• and corporate business models.
• Collaborate with cross-functional teams across global offices.
• Contribute to process improvement initiatives using AI and LLM technologies.

Skills required

• Credit Risk
• Cash Flow Modeling
• DCF Valuation
• Corporate Finance
• Leveraged Finance
• Capital Markets
• Excel
• PowerPoint
• Word
• AI
• LLM

Minimum Qualifications

• Bachelor's Degree in Finance, Accounting, Economics, STEM, Business Administration, or a related field.

Preferred Qualifications

• CFA, FRM, Finance, Accounting, Economics, STEM, Financial Modeling, Credit Risk Analysis, Corporate Finance, Leveraged Finance.