Analyst, Credit Control Unit, Risk Management Group

DBS Bank; New Delhi; On-site; INR 800,000 - 1,200,000; Full time

Job summary

DBS Bank in New Delhi seeks a Credit Administration professional to manage offer letters, credit memos, and post‑disbursal conditions, ensuring documentation aligns with banking policies.

You will coordinate with legal teams, HO, and RMs, prepare MIS for regulators, and maintain portfolios with a focus on accuracy and timely processing.

Qualifications

• Minimum 3–5 years in credit administration in various positions.
• Graduate in Commerce; basic MS Office knowledge.

Responsibilities

• Checking of offer letters and security documents.
• Follow up of pre- and post-disbursal monitoring conditions.
• Preparing MIS for internal and HO/regulators.
• Data base management of MIS for Credit Control Unit.
• Liaising with in-house and external legal for drafting non-standard docs and with vendors for valuation and charge creation.
• Effective management of the portfolio.

Skills

Credit administration

MS Office

Communication

Interpersonal skills

Education

Commerce graduate

Job description

Key Accountabilities and Requirements

• peparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
• Monitoring of post disbursal conditions
• Limit inputting, release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits
• Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS, Insurance policies, collateral audit, ROC Search etc.
• Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items
• Liaising with in-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents
• Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals.
• Participating actively in Process analysis and making them more efficient and reducing duplication of processes.

Job Duties & responsibilities

• Checking of offer letters and security documents
• Follow up of Pre and Post monitoring disbursal conditions and pending security documents
• Preparing of various MIS which includes, Internal MIS and that for HO/ regulators
• Effect Data base management of various MIS pertaining to Credit Control Unit
• Liaising with in house and external legal for drafting of non standard docs and also with vendors for valuation, charge creation etc.
• Effective management of the portfolio being handled by him/her.

Experience

• The job holder should have requisite skills in terms of understanding the various products offered by the bank. He/She should have handled credit administration
• Jobs. Minimum of 3-5 years in credit administration in various positions (For BE-A the experience level of 3 years can be considered).

Education / Preferred Qualifications

The job holder needs to be at least a graduate in the Commerce stream. Should have handled documentation for at least 3-5 years,. Basic knowledge of MS Office and various systems used by CCU can be an added advantage.

Core Competencies

• The job holder needs to posses the following skills:
• Job Knowledge : The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her.
• Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines.
• Proactive: To understand the system implementations and grasp the changes faster.
• Communication Skills: The job holder needs to have effective verbal as well as written communication skills.
• Interpersonal Skills: The job holder needs to liaise with various stake holders including but not limited to RMs, Legal Compliance, Finance teams

Technical Competencies

The job holder needs to have the Basic knowledge of MS Office and various systems used by CCU. He/she should be well aquatinted with RBI as well as ECB norms for offshore lending and other regulation prescribed by various regulators from time to time.

Location:

New Delhi

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time