AM- Claims (Hyderabad )

Aditya Birla Capital; Telangana; On-site; INR 500,000 - 750,000; Full time

Job summary

Aditya Birla Health Insurance Company Ltd. is seeking a proactive Assistant/Deputy Manager - Claims to coordinate with service provider partners for timely claim settlements, conduct medical and technical audits, and maintain MIS/reports.

The role emphasizes quality in claim processing, adherence to SLA, and strong cross-functional collaboration. The position involves working with Travel and OPD claims, data analytics, and driving improvements in the claims workflow.

Qualifications

• Proficiency in Excel for data manipulation and reporting.
• Strong coordination with internal teams and external partners.
• Good communication and interpersonal skills to manage stakeholders.

Responsibilities

• Develop, implement shortcuts and formulas in Excel for timely submissions.
• Train partner claim processors on policy T&Cs and time management.
• Prepare and submit daily, monthly, and quarterly MIS reports.
• Collaborate with data teams to produce OPD and FWA savings reports.
• Monitor debit notes, DOA validity, and policy dates against SLA.
• Support MVP implementations with external partners and automation efforts.

Skills

Excel

Coordination

Soft skills

Job description

Basic Details

Business: Financial Service – HO

Unit: Aditya Birla Health Insurance Company Ltd

Location: Thane

Poornata Position Number of the job

Reports to: Poornata Position Number

Poornata Position Title of the job (30 characters max): Assistant/Deputy Manager - Claims

Reports to: Poornata Position Title: Manager/ Sr. Manager

Function: Services Operations

Reports to: Function: Services Operations

Department: Claims

Reports to: Department: Claims

Designation of the Employee: Assistant/Deputy Manager

Designation of the Manager: Manager/ Sr. Manager

Date of writing/updation of JD: 08.01.2024

Job Purpose

The purpose of this role includes ensuring coordination with the Service provider partner team for timely settlement of Travel and OPD claims. Candidate should be able to do regular medical and technical audits of the claims approved for settlement by the partner and should be able to maintain the MIS/Reports related to claims.

Dimensions

Business Workforce Number

On Roll – 6000+

Offroll/ Part time – 4000+

Unit Workforce Number

On Roll – 6000

Offroll/ Part time – 4000+

Function Workforce Number

On Roll – 800

Offroll/ Part time - 279

Department Workforce Number

On Roll – 69

Offroll/ Part time - 66

Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter

Job Context & Major Challenges

To ensure Quality in the claim process and audit, managing TAT as per agreed SLA

Key Result Areas

Accurate and timely submission of periodic and ad-hoc reports related to Claims

• Develop, Implement shortcuts, formulae on excel, using alternative tools/methods for timely submission
• Do cursory/sanity checks before submission

Closure of audit observations

• Trainings to the partner claim processors regarding policy T&C’s, Time management, Delegation
• Strong coordination skills with other departments, sharp and on the spot thinking, proactive approach, soft skills, excel skills etc.

Monthly / Quarterly / Annual Data submission

• Work closely with related stake holders (internal and external)

Working on DATA / MIS

• Work closely with data teams of external stake holder for reports viz;
• LDR report & monitoring
• Daily intimation reports
• Monthly MIS check - For TAT
• OPD FWA Savings data

DN monitoring for check pts

• Debit note supervision for all the payments from TPA’s & OPD Partners Viz.
• DOA should not be empty
• Future date of admission should not be mentioned.
• Date of discharge < Date of Admission
• Policy start date should not be blank
• Policy end date should not be blank
• Policy end date < Policy start date
• Policy start date > Date of Intimation
• Date of Admission should be falling within Policy period
• Paid amt>Claimed Amt
• Paid date
• Paid amt>SI Remarks

MVP implementations with OPD partners

• Coordinating with Partner leadership teams /tech teams for MVP implementations viz;
• FWA triggers implemented in the system (automated)
• Automated ICD 10 coded data is needed.
• In health check-ups utilization should be driven towards home collection instead of hospitals.
• FWA investigations are to be conducted in the agreed percentage of claims.(Partner end)
• The reimbursement claim adjudication rule engine (automated) should be aligned with the ABHI process.
• Real time client Dashboard for client reviews.
• ABHI to be given system access for claim approval
• Communication letters in ABHI format
• Reports and Payment voucher in ABHI format (automated)
• All fields required in reports to be captured in system for auditing (Debit note to have mandate fields)
• Query management – under deficiency option should be available
• Medicos to process OPD claims
• Data digitization and automated reports to be available
• API integrations
• Limits and Sublimits to be defined in the partner system to ensure no over utilization
• Portal per insured/family should reflect exhausted wallet amount/sub limits and there should be validation in the system to limit utilization up to opted SI
• Cashless - Portal access end to end
• Claim Outstanding report (Daily MIS) to be shared
• Symptom linking prior to slot booking for consultations

Job Purpose of Direct Reports

NA

Relationships

Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives

Relationship Type (Max 80 Characters) Frequency Nature (Max 1325 Characters)

Internal

Internal (MIS Team)

Ongoing

To coordinate and collate the data requirement. Coordinate with MIS template for processing payments of the partner

External

External Partners (Service providers)

As and when required

To decide on claims, reconsideration claims and claims beyond the authority of the Partner processing team, developments/ enhancements.

Organizational Relationships

Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position.

SIGN-OFF

Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record.

Job Holder

Reports to – Manager

Name

Signature (needed for the hard copy)