Senior SAM Analyst

Coinbase, Inc.; Dublin; Remote; EUR 60,000 - 74,000; Full time

Job summary

Coinbase seeks a Senior SAM Analyst to lead end-to-end AML/CTF investigations and SAR/STR drafting within CX Compliance. You will own high-risk cases, apply human judgment to validate outputs, and help strengthen regulatory reporting while identifying control gaps.

You will evaluate AI-generated narratives, provide feedback to Product/ML teams, and support model tuning and launch-readiness assessments. Strong AML experience is required.

Qualifications

• 4+ years of experience in AML, transaction monitoring, fraud investigations, or financial crime compliance, including ownership of complex cases.
• Bachelor's degree or equivalent practical experience.
• Demonstrated experience drafting and reviewing SARs/STRs and defending conclusions with evidence and regulatory requirements.
• Experience conducting quality reviews, calibration, or model evaluation, and communicating actionable findings.
• Ability to prioritize cases and escalate based on risk under time pressure.
• Preferred: CAMS or AML/fraud/crypto investigation certifications; SQL, Snowflake, blockchain analytics experience.
• Responsible use of generative AI with human oversight to improve workflow efficiency.

Responsibilities

• Own end-to-end AML/CTF investigations involving complex alerts and customer activity.
• Draft and review SARs/STRs with evidence-based conclusions and regulatory alignment.
• Evaluate AI-generated narratives and risk assessments using HITL scorecards.
• Translate defects in investigations/models into actionable feedback for Product/Tech/ML teams.
• Support AI evaluation and release testing through calibration and benchmark reviews.
• Escalate material issues with evidence, potential impact, and recommended steps.

Skills

AML/Financial crime

SAR/STR drafting

QA/reviews

Risk-based escalation

CAMS

SQL/Snowflake

AI governance

Education

Bachelor's degree or equivalent

Tools

SQL

Snowflake

Blockchain analytics

Job description

Ready to do the most impactful work of your career? AtCoinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn\'t a place for complacency, it\'s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for \"good enough,\" you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.”Learn more about working at Coinbase.

As a Senior SAM Analyst on the CX Compliance team within Customer Experience, you\'ll investigate complex financial crime activity and help strengthen AI-assisted investigations. You\'ll own high-risk casework and apply human judgment to validate investigative outputs, support accurate regulatory reporting, and identify control gaps. Your findings will help Product, Compliance Technology, and ML Engineering improve investigation quality and efficiency while maintaining human oversight.

What you\'ll do:

• Own end-to-end anti-money laundering and counter-terrorist financing (AML/CTF) investigations involving complex alerts, referrals, fraud typologies, and interconnected customer activity, including open-source research, identity verification, prior filing reviews, and blockchain analysis where needed.
• Draft and review investigative narratives and Suspicious Activity Reports/Transactions Reports (SARs/STRs), ensuring conclusions are evidence-based, clearly documented, and consistent with applicable requirements.
• Evaluate AI-generated narratives, evidence, risk assessments, and recommended dispositions using human-in-the-loop (HITL) quality scorecards to capture missed risk indicators, unsupported or fabricated facts, incorrect risk weighting, and inappropriate escalation decisions.
• Translate recurring investigation, model, data, and workflow defects into actionable feedback for Product, Compliance Technology, and ML Engineering.
• Support AI evaluation and release testing through annotation, calibration, user acceptance testing, and curated benchmark case reviews that inform model tuning and launch-readiness assessments.
• Escalate material issues affecting customers, regulatory filings, control effectiveness, or launch readiness, documenting evidence, potential impact, and recommended next steps.

Required Skills and Experience:

• 4+ years of experience in AML, transaction monitoring, fraud investigations, or financial crime compliance, including independent ownership of complex, high-risk, or multi-entity cases.
• Bachelor\'s degree or equivalent practical experience.
• Demonstrated experience drafting and reviewing SARs/STRs and defending investigative conclusions through documented evidence and applicable regulatory requirements.
• Experience conducting quality reviews, second-reviewer checks, calibration, user acceptance testing, or model evaluation, including identifying systemic weaknesses and communicating reproducible, actionable findings.
• Demonstrated ability to prioritize competing cases and make risk-based escalation decisions under ambiguity or time pressure.
• Preferred: CAMS or another relevant AML, fraud, or crypto investigation certification; experience with SQL, Snowflake, fraud-ring analysis, entity resolution, or blockchain analytics.
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Pay Transparency Notice: The target annual base salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, and vision).

Annual base salary range (excluding equity and bonus):: €67.000 EUR - €67.000 EUR

Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.

If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com.Need screen reading technology? Click here to download a free compatible screen reader and view thetutorial.

• Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
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