Senior Associate- Portfolio, Climate Capital, Dublin

Allied Irish Banks; Dublin; Hybrid; EUR 80,000 - 100,000; Full time

Job summary

A leading Irish bank is seeking an experienced individual to join its Climate Capital segment. The successful candidate will support portfolio management and risk assessment, focusing on sustainable finance and climate action. A minimum of 3 years' experience in banking or similar fields is required, along with strong financial analysis and modeling skills. This position offers a hybrid working model and multiple employee benefits.

Benefits

Variable Pay

Employee Assistance Programme

Family leave options

Qualifications

• 3+ years' experience in Banking, Advisory, or Project Finance.
• Strong proficiency in financial modelling and credit skills.
• Awareness of sustainable lending practices.

Responsibilities

• Create annual reviews and requests for transactions.
• Monitor portfolio performance and maintain relationships.
• Analyze financial statements and models.
• Support credit reviews and internal audits.

Skills

Financial Analysis

Credit skills

Financial modelling

Sustainable lending awareness

Analytical mindset

Communication skills

Influencing skills

Job description

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Location/Office Policy: 10 Molesworth Street, Dublin 2 with Hybrid Working (3 days per week in the office)

• Do you want to build a career that is fighting against climate change?
• Do you want to play a role in decarbonising our energy and infrastructure, fund a more circular, less wasteful economy and help support key social projects?
• Do you want to part of and enable a high performing team to do just that?

What is the Role:

At AIB, we have a clear purpose – empowering people to build a sustainable future. We’re making a difference to how businesses contribute to climate action. We’re aiming to make 70 percent of our lending green or transition by 2030 and we’ve set up a €30 billion climate action fund.

Our Climate Capital segment is central to the delivery of these ambitious targets, investing in large scale renewables and infrastructure projects across Ireland, the UK, Europe and North America. This is the fastest growing area of the bank’s loan book.

This is a unique opportunity for experienced individuals to join this high performing, ambitious team, as we build out our international platform and directly contribute to global climate action goals.

You will be required to support best in class portfolio management and risk assessment across Climate Capitals growing portfolio.

Key accountabilities;

• Create annual reviews, waivers and consents requests for transactions in the portfolio - clearly identifying and analysing risks and mitigants for consideration by the relevant Credit Authority.
• Diligent monitoring of portfolio performance, ensuring close relationship with key sponsors to drive effective management of the portfolio.
• Monitor operational performance of customers by reviewing technical reports and construction/operational updates from customers or advisors.
• Monitor financial performance and covenant compliance by reviewing and understanding financial statements and financial models with an ability to provide clear analysis.
• Maintain update to date knowledge of relevant industry, sector and key players.
• Form an integral part of the risk management culture in AIB and adherence to codes of conduct, laws and regulation.
• Contribute to ongoing Credit Risk model development.
• Perform financial modelling analysis and run detailed sensitivity analysis.
• Support credit reviews and internal audit engagements for the Climate Capital portfolio.
• Manage and help develop more junior staff members.
• Communicate the impact and key risks and mitigants associated with same.
• Make a difference through strategic lending to circular economy and sustainable businesses.

What you Will Bring;

• 3+ years' experience within a similar area which could include Banking, Advisory or Industry, preferably with Project Finance or Specialised Lending.
• Strong Financial Analysis, Strong credit skills and Proficiency in financial modelling.
• A proven awareness of sustainable lending.
• Analytical mindset and results focussed, who is also a Team player with strong communication and influencing skills.
• Knowledge and experience of the development and business application of credit risk modules utilised for the calculation of regulatory capital or ECL would be beneficial.

Why Work for AIB:

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Variable Pay
• Employee Assistance Programme
• Family leave options

Please click here for further information about AIB’s PACT – Our Commitment to You.

Key Capabilities:

Behavioural

• Drives Progress
• Ensures Accountability

Technical

• Industry Knowledge

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Noelle Ryan, [e-mail] for a conversation.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team [e-mail]

Application closing date: Wednesday 3rd December 2025 (just before midnight)