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Mastercard’s AI Centre of Excellence is building next-generation AI capabilities powered by large-scale transaction data, ML, and foundation models. We seek a Senior Data Scientist, AI Engineering to develop advanced ML solutions across domains and partner with engineering, product, and business teams to deliver measurable business impact.
This role focuses on applied machine learning and data science, with emphasis on forecasting, propensity modelling, recommendations, and analytics, in a
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build asustainableeconomy where everyone can prosper. We support a wide range of digital payments choices, making transactionssecure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Senior AI Engineer
Mastercard’s AI Centre of Excellence is building the next generation of AI capabilities powered by large-scale transaction data, machine learning, and foundation models. We are transforming how AI solutions are developed by enabling teams to leverage reusable learned intelligence rather than building bespoke feature-engineering pipelines for every use case.
We are seeking a Senior Data Scientist, AI Engineering to develop advanced machine learning solutions across domains. This role combines deep expertise in predictive modelling, experimentation, and applied machine learning to deliver measurable business impact. The successful candidate will partner closely with engineering, product, and business teams to bring innovative AI solutions from concept to production.
This role focuses on applying machine learning, predictive modelling, and foundation-model representations to solve business problems at scale. Typical use cases include forecasting, propensity modelling, recommendation systems, behavioural analytics, and customer intelligence.
While familiarity with Generative AI is beneficial, this is primarily an applied machine learning and data science role rather than a conversational AI, RAG, or agentic systems engineering position.
Proven experience developing and deploying machine learning solutions in production environments.
Experience solving predictive modelling problems such as attrition, forecasting, recommendation systems, propensity modelling, fraud detection, risk modelling, or customer analytics.
Strong track record of delivering measurable business outcomes through machine learning.
Experience working in cross-functional teams to bring data science solutions from concept to deployment.
Strong expertise in machine learning, predictive analytics, statistical modelling, and experimentation.
Advanced Python and SQL skills.
Experience with machine learning frameworks such as Scikit-Learn, XGBoost, LightGBM, TensorFlow, or PyTorch.
Strong understanding of classification, regression, forecasting, recommendation systems, ranking, clustering, and anomaly detection.
Experience with feature engineering, representation learning, embeddings, and downstream machine learning workflows.
Familiarity with transformer-based models and foundation-model applications.
Experience working with Databricks, Spark, Azure, AWS, or GCP.
Strong analytical problem-solving skills.
Ability to influence stakeholders through technical expertise and data-driven recommendations.
Excellent communication and collaboration skills.
Ability to translate complex technical concepts into actionable business insights.
Bachelor’s degree in Computer Science, Data Science, Statistics, Mathematics, Engineering, or a related quantitative field.
5+ years of experience in machine learning, data science, AI, or advanced analytics.
Experience developing and deploying machine learning models in production environments.
Demonstrated experience applying statistical and machine learning techniques to real-world business problems.
Master’s degree or PhD in Machine Learning, Artificial Intelligence, Computer Science, Statistics, Mathematics, or a related field.
Experience with foundation models, embeddings, or representation learning.
Experience in financial services, payments, banking, fintech, fraud, marketing analytics, or customer intelligence.
Publications, patents, conference presentations, or other evidence of technical thought leadership.