Regulatory Risk Analyst, Dublin

Allied Irish Banks; Dublin; Hybrid; EUR 55,000 - 75,000; Full time

Job summary

A leading financial services institution is seeking an IRB Regulatory Risk Analyst to join their team in Dublin. The ideal candidate will have a strong background in interpreting regulatory requirements and supporting compliance efforts. This role offers a hybrid working model, balancing office and remote work, and provides opportunities for professional growth and development in risk management. The candidate should possess excellent communication skills and a proactive attitude towards their responsibilities, ensuring adherence to regulatory guidelines.

Benefits

Variable Pay

Employee Assistance Programme

Family leave options

Qualifications

• Minimum 3 years’ experience in interpreting regulatory requirements.
• Proven ability to build relationships with stakeholders.
• Motivated and able to work within a dynamic environment.

Responsibilities

• Develop and maintain knowledge of IRB regulatory requirements.
• Support regulatory guidance to IRB programme colleagues.
• Build effective relationships to achieve goals.

Skills

Knowledge of IRB regulatory requirements

Excellent oral and written communication skills

Ability to work independently

Stakeholder relationship management

Job description

Role Title

IRB Regulatory Risk Analyst, Dublin. Hybrid Working (3 days in office)

Summary of Role

The Risk Function is an independent, second line of defence function that monitors, controls and supports risk‑taking activities across AIB. The purpose of the Risk Function is to provide advice and guidance in relation to risk while providing independent oversight and reporting on AIB’s risk profile.

The Risk Function’s main objective is to ensure AIB has a robust risk management framework and culture in place to ensure risks are taken within the risk appetite set by the Board, in support of AIB’s customer franchise and social responsibility.

The role is positioned within the Regulatory Interpretation workstream of the Enterprise Internal Ratings Based (IRB) Programme. The main objective of the Enterprise IRB Programme is to deliver a comprehensive IRB infrastructure and model suite which will deliver broad benefits to the Group including regulatory compliance, capital management and enhanced business decision making.

The Regulatory Interpretation workstream is an enablement workstream that supports all other IRB Programme workstreams to ensure that the Group’s IRB rating systems are regulatory compliant. This opportunity will suit someone with experience of interpreting prudential regulation and/or someone with a Credit risk background with an understanding of regulatory guidelines that underpin the Credit Policy suite. The ideal candidate will be a self‑starter capable of bringing colleagues from different viewpoints together to achieve optimum solutions. The candidate will demonstrate willingness to expand within the role given that the role also requires broader enterprise engagement. The role provides an opportunity to influence enhancements to the control environment for IRB and to work alongside internal and external colleagues with a broad spectrum of experience across Credit Risk Modelling & Validation, Credit Risk Management, Business Lending, Data Management, Regulatory Compliance and Technical Implementation.

We're looking for someone who can

• Develop and maintain up-to‑date knowledge of IRB regulatory requirements by leveraging both programme and Group compliance processes.
• Provide support in the provision of regulatory guidance to IRB programme colleagues.
• Develop knowledge of internal IRB control environment in order to be in a position to provide guidance on internal controls required to mitigate IRB regulatory risks.
• Ensure that decision points are adequately evidenced.
• Adhere to the Regulatory Workstream ways of working with other workstreams in the Programme.
• Build effective relationships with colleagues within/outside the programme to achieve deliverables. This includes representing the workstream on working groups/programme forums.
• Communicate outcomes and recommendations clearly to technical and non‑technical audiences.
• Provide support in all processes relating to the workstream as and when required.

What you will bring

• Minimum 3 years’ experience in interpreting regulatory requirements and/or knowledge of AIB’s credit risk control environment.
• Excellent oral and written communication skills.
• Highly motivated, with a proven ability to work on own initiative within a challenging and dynamic work environment. A willingness to work hard to get up to speed on IRB regulatory requirements.
• Proven ability of building and maintaining relationships with internal and external stakeholders.
• Experience representing your team on working groups/programme forums and managing prioritisation of tasks day to day.

Selection Process

As part of the selection process, the successful applicant will be expected to demonstrate the AIB Behaviours and ability in the behavioural and technical capabilities reflected below. The capabilities will only be asked at interview stage.

Technical Capabilities

1. Depth of Technical Knowledge regarding Regulatory Requirements and/or Credit Risk Analysis
2. Negotiation and Influence
3. Communication

Behavioural Capabilities

1. Manages Ambiguity
2. Ensures Accountability

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Nicole Pasquetti, at [e-mail] for a conversation.

Why Work for AIB

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Benefits

Some of our benefits include:

• Variable Pay
• Employee Assistance Programme
• Family leave options

Please click here for further information about AIB’s PACT – Our Commitment to You.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at [e-mail]

Disclaimer: Unsolicited CVs sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.

Application deadline: January 20th 2026