Private Client Adviser

Davy; Cork; Hybrid; EUR 60,000 - 90,000; Full time

Job summary

Davy in Ireland is seeking a Private Client Adviser to join our wealth management team. You will work with a diverse portfolio of individuals, families and corporates, delivering bespoke financial planning-led investment, pension and protection journeys.

As a trusted advisor you will build enduring client relationships, convert referrals into new business, and ensure compliant, clear financial recommendations using our digital platform and CRM tools.

Qualifications

• Degree or Masters in business, accounting, law, engineering or related discipline.

Responsibilities

• Build trusted relationships with clients, understanding their objectives, circumstances and long-term goals.

Education

Degree or Masters in business, accounting, law, engineering or related discipline

QFA qualification essential

CFP qualification preferred or willing to achieve CFP status

Additional qualifications such as CFA, ACCA or CTA are advantageous

Strong client focus and commitment to delivering Quality financial advice

Commitment to ongoing professional development

Solid understanding of financial planning across investments, retirement and protection

Expert knowledge of financial markets and investments

Excellent knowledge of regulatory frameworks and compliance

Self-motivated team player with leadership and collaborative skills

Ability to establish wealth management client relationships and manage risk

Job description

About us

At Davy,it’sthe unique talents of all our people that have been the foundations of our success for100 years. As we continue to grow, so do you. Because you are not just part of our team – you are a key player in shaping our future.

At Davy, you are the difference.

Established in 1926, the Davy Group sits at the heart of wealth and capital in Ireland,providinga broad range of services to high-net-worth individuals, self-directed investors, small-to-medium enterprises, credit unions, corporations, and domestic & international institutional investors.

Our culture is shaped around three values, which are at the heart of everything we do: client success, one Davy, and building a proud legacy. Sharing the same goals, we work together to deliver exceptional outcomes for our clients. As part of a team of over 900, you will be encouraged to learn and to grow, both professionally and personally.

About the role

An exciting opportunity has arisen for a Private Client Adviser to join Davy. The Private Client Adviser team supports clients with increasingly complex financial needs who require ongoing financial planning and investment advice to build, protect and transfer wealth. Working with a diverse portfolio of clients, you will help individuals, families and corporates work through bespoke financial planning-led investment, protection and pension journeys.

The successful candidate will:

• Build trusted relationships with clients, understanding their financial objectives, personal circumstances and long-term goals.

• Convert referral opportunities into new business through effective advice conversations and relationship management.

• Deliver holistic financial advice across investments, pensions, retirement and protection solutions.

• Provide clear, compliant financial advice and develop tailored financial plans aligned to client needs using Davy’s digital platform and client engagement tools.

• Build and maintain a strong pipeline of prospective clients through referrals and lead generation opportunities

• Engage and influence to create and grow effective partnerships, both internally and externally, to drive new business performance.

• Partner closely with Bank of Ireland, Davy and wider Group colleagues to maximise referral opportunities and deliver joined-up client outcomes.

• Direct and manage, formally or informally, others involved in complex processes to ensure ultimate successful delivery of client outcomes.

• Make informed, transparent decisions and consider the broader/longer term implications for the benefit of client and business. Engage, direct and manage others in decision making processes, gaining agreement and managing collective work to successful conclusion.

• Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Davy’s Risk Management Framework and internal Policies and Policy Standards;

• Take ownership for issues that impact clients, leading others where necessary and proactively seeking opportunities to lead business improvement. Identify issues, solve problems and enable breakthrough innovations, as well as incremental improvements to the business and our client service.

What will make you stand out?

• You enjoy building long-term trusted relationships and are passionate about helping clients achieve better financial outcomes. You combine strong technical financial planning knowledge with the ability to communicate complex concepts in a simple and engaging manner.

• You are client focused and take pride in delivering advice with integrity, professionalism and care. With circa 4+ years’ experience providing financial advice, including, some or all of the following: pensions, investment and protection, either within Ireland or outside of Ireland. Previous experience in a Mifid firm is desirable but not essential.

• You are organised and proactive, managing your time effectively while maintaining high standards of administration and compliance. You enjoy building relationships and working collaboratively with colleagues and referral partners. You are curious about economic and product developments and motivated to continue developing your technical knowledge, supported by structured training and ongoing professional development.

• You embrace technology and are comfortable using digital planning tools, CRM platforms and client portals to improve client outcomes. You adapt quick to digital ways of working while ensuring all regulatory and compliance standards are met.

• You are naturally curious, commercially minded and committed to ongoing professional development.

You may currently be working as:

• An established Financial Adviser.

• A Financial Planner or Associate Adviser within a wealth management firm.

• A (Senior) Investment or Portfolio Analyst seeking to transition into a client-facing advisory career.

• An Adviser within a retail banking, life and pensions or protection business.

• A Wealth Management professional supporting advisers and seeking the next step into lead advisory responsibilities.

The position set out above is defined as a “Controlled Function (CF)” role, namely CF3, CF4, CF10.under Section 20 of the Central Bank Reform Act 2010 and Schedule 1 of the Regulations (S.I. No. 437 of 2011) as amended. In accordance with Section 21 of the Central Bank Reform Act 2010 and the Fitness and Probity Standards 2014, any offer of employment is conditional upon you demonstrating that you meet the Fitness & Probity requirements, applicable to this position. The role is also subject to the Minimum Competency Code and therefore there is a requirement to hold, or be willing to take the APA (Regulation & Investment) or (Pensions) or Registered Stockbroker or QFA exams.

About You

We are looking for someone with the following background and skills:

• Degree or Masters level qualification in a business, accounting, law, engineering or related discipline.

• QFA qualification essential.

• CFP qualification preferred or a commitment to achieving CFP status.

• Additional relevant qualifications and level of expertise would be beneficial, e.g. CFA, ACCA, CTA.

• Membership of relevant professional networks.

• A strong client focus to ensure effective service delivery.

• A commitment to further education and continuous professional development.

• Strong understanding of financial planning principles across investments, retirement planning and protection solutions.

• Expert level knowledge of financial markets and investment.

• Excellent knowledge of the regulatory framework.

• A high level of initiative and determination with the ability to identify opportunities within the market.

• An exemplary team player capable of galvanising and leading a team from within, as well as being highly self-motivated and an independent self-starter who needs the minimum of supervision.

• Demonstrable ability to establish and develop excellent wealth management client relationships.

• The ability to manage risk and protect clients.

• Satisfactory fulfilment of minimum competency criteria as set out in the Minimum Competency Code.

What we offer

At Davy, our people are our biggest investment. In today’s fast-moving world, we knowit’simportant to feel secure and empowered.That’swhy Davy benefits support you through all of life’s stages, offering health and wellness, flexible working options, flexible benefits allowance, learning and development opportunities, through toassistedretirement planning.

Health and Wellbeing

Psychological safety, emotionalwellbeingand support are a priority at Davy. We offer a comprehensive Employee Assistance Programme (EAP) and mental health first aid. Our Sports & Social teams promote physical wellbeing and social connection.

Reward and Recognition

We offer a competitiveremunerationpackage to include salary, bonus,pensionand a host ofadditionalbenefits to protect you and your family when it matters most.

Growth and Development

Our award-winning L&D function supports you and your growth at Davy. We offer a comprehensive range of professional and personal development opportunities. Our culture supports learning, and we encourage you to explore more at Davy.

Positive Workplace

Our workplace is inclusive, diverse, and offers everyone a sense of belonging. We are flexible and continue to support a hybrid working model. You will get to be your best at Davy.

Values and Culture

Exceptional client outcomes delivered by a world class team, underpinned by our core Davy values – One Team, Client Success, and Proud Legacy.

Important Information

Davy is an equal opportunities employer, committed to fostering an inclusive and diverse workplace. We value diversity in both background and experience, and even if youdon’tmeetall ofthe requirements outlined in the job description, we still encourage you to apply. We review all applications received. As part of our commitment to creating an accessible environment, we want to ensure that everyone has an equal opportunity toparticipatein the interview process. If yourequireany reasonable accommodations, please let us know, and we will do our best to make the necessary arrangements.

Appointment to this role is subject to the candidate's eligibility to work in Ireland.

Where agency assistance isrequired, our Recruitment Team will engage directly with suppliers. Unsolicited CVs / profiles supplied to us by recruitment agencies will not be accepted for this role.

Davy Group is a member of the Bank of Ireland Group.