Personal Lines Insurance Account Executive - Carlow

hyperiongrp; Carlow; Hybrid; EUR 40,000 - 54,000; Full time

Job summary

Howden Ireland is seeking a Personal Lines Account Executive to manage policy renewals, retain clients, and identify new business opportunities. You will provide tailored insurance solutions, build strong relationships, and contribute to the growth of our personal lines book.

The role requires negotiation, market knowledge, and a proactive approach. The position is based in Carlow with a hybrid working arrangement and a focus on delivering exceptional client service.

Qualifications

• 1–3 years' experience in an insurance role.
• APA Personal Lines or Grandfathered CPD (up-to-date).
• Strong knowledge of personal lines products and market.
• Proven ability to manage a client portfolio, renewals and inquiries.
• Negotiation skills to achieve favourable terms for clients and the company.
• Ability to build lasting relationships and drive retention.

Responsibilities

• Maintain and strengthen relationships with existing clients and loyalty.
• Oversee personal lines policy renewals with terms review and renewals negotiation.
• Assess clients' risk profiles and advise on suitable cover.
• Provide high-level service, respond to inquiries, resolve issues promptly.
• Hit new business and renewal targets and contribute to growth.
• Collaborate with cross-functional teams on training and product development.
• Attend client visits with management as required.
• Ensure compliance with handbook and procedures.

Skills

Insurance experience

Client portfolio management

Negotiation skills

Relationship building

Education

APA Personal Lines or Grandfathered CPD

Job description

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden.

Based in our Carlow office, Howden Ireland are delighted to have a vacancy as an Account Executive on a permanent basis for our Personal lines book of business that will be an integral part of our wider Personal Lines team.

About the role:

Reporting to the Team Leader and head of existing business, the successful Personal Lines Account Executive will primarily focus on managing policy renewals, ensuring client retention and satisfaction by providing tailored insurance solutions. Additionally, they will identify and secure new business opportunities when available to expand the client base. This role requires strong relationship management, negotiation, and sales skills to optimise client portfolios and drive business growth.

Key Responsibilities:

• Maintain and strengthen relationships with existing clients, ensuring their needs are met and fostering long-term loyalty.
• Oversee the renewal process for personal lines insurance policies, including reviewing terms, negotiating renewals, and ensuring timely completion.
• Evaluate clients' risk profiles and provide expert advice on suitable insurance products and coverage options.
• Provide exceptional service by addressing client inquiries, resolving issues promptly, and ensuring a high level of client satisfaction.
• Ensure New Business/Renewal targets are achieved.
• Implement Company's Compliance and office procedures including New Business Development and Renewal Procedures document.
• Ensure that you are up-to-date with market practice and product availability, giving feedback to Management in relation to market issues, including pricing, service levels and product development.
• Where required, work with other teams within the Group to facilitate training, product development and to promote operational efficiencies.
• Attend client visits with Management as required.
• Adhere to Compliance as outlined in Handbook and Procedures Manual.

About You:

• Minimum of 1-3 years' experience in an insurance role.
• Minimum APA Personal Lines or Grandfathered with proof of up-to-date CPD.
• Excellent technical product knowledge and knowledge of personal lines insurance market.
• Proven track record of managing a portfolio of clients, particularly handling policy renewals and addressing client inquiries.
• Proficient in negotiating terms and conditions to achieve favourable outcomes for both clients and the company.
• Ability to build and maintain strong relationships with clients to ensure high levels of satisfaction and retention.

About Howden Ireland:

Howden Ireland is part of Howden, the global insurance intermediary group, and has over 500 employees across 24 local offices advising clients on their commercial insurance, personal insurance, health insurance, life and pensions and mortgage requirements. Our success is primarily down to the incredible people we employ.

For more information, please visit About Us | Howden Ireland (howdengroup.com)

What do we offer in return?

A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us.

Our successes have all come from someone brave enough to try something new.

We support each other in the small everyday moments and the bigger challenges.

We are determined to make a positive difference at work and beyond.

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working.

Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent