Deputy MLRO

Ramp Network; Dublin; On-site; EUR 90,000 - 120,000; Full time

Job summary

Ramp Network seeks a Deputy MLRO in Ireland to support the Head of Compliance & MLRO in maintaining and enhancing Ramp Ireland’s AML/CTF framework. This senior second line of defence role ensures compliance with Irish and EU requirements and aligns with Central Bank of Ireland expectations.

You will deputise for the MLRO, provide oversight across the business, and collaborate with global Compliance, Risk and Legal teams to strengthen controls and reporting for senior management and the Board.

Qualifications

• Minimum 6+ years in Compliance, AML/Financial Crime, or Regulatory Compliance within an Irish regulated financial institution or fintech.
• Experience as Deputy MLRO or Compliance Manager within a CBI-regulated environment.
• Strong knowledge of Irish AML legislation and CBI regulatory expectations.
• Familiarity with AML/CTF and Sanctions EU regulatory frameworks.
• Experience supporting regulatory engagements, supervisory queries, inspections or regulatory information requests.
• Ability to lead second-line governance and influence senior stakeholders.

Responsibilities

• Support the MLRO in maintaining AML/CFT and Sanctions framework for Ramp Ireland.
• Deputise for the MLRO and provide cover to ensure continuity of the MLRO function.
• Develop, implement and enhance AML, CFT and Sanctions policies, procedures and controls.
• Prepare and review Business-Wide Risk Assessments (BWRAs).
• Review and investigate potentially suspicious activity and submit STRs to FIU Ireland.
• Maintain relationships with Central Bank of Ireland, FIU Ireland and law enforcement.

Skills

6+ years in Compliance / AML

Deputy MLRO / Compliance Manager

Stakeholder management

Job description

We’re looking for a Deputy MLRO, Ireland to support the Head of Compliance & MLRO in maintaining and enhancing Ramp Ireland’s regulatory compliance and AML/CTF framework. This is a senior second line of defence role, supporting the Head of Compliance & MLRO in ensuring Ramp Ireland operates in accordance with all applicable Irish and EU regulatory requirements and in line with the expectations of the Central Bank of Ireland (CBI).

The Deputy MLRO will act as a key point of support and delegated authority for the MLRO, providing appropriate challenge and oversight across the business and ensuring continuity of MLRO functions when required. You will work closely with the Head of Compliance & MLRO, CEO, Legal, Risk, Compliance Operations, Product, Operations and global Compliance teams across the UK, US and Poland.

What you will be working on

• Support the MLRO in maintaining an effective AML/CFT and Sanctions framework for Ramp Ireland.
• Deputise for the MLRO where required and provide appropriate cover to ensure continuity of the MLRO function.
• Support the development, implementation and ongoing enhancement of AML, CFT and Sanctions policies, procedures and controls.
• Support the preparation and ongoing review of Business-Wide Risk Assessments (BWRAs), including identification and assessment of emerging financial crime risks.
• Support the review and investigation of potentially suspicious activity and, under appropriate delegation, support the preparation and submission of Suspicious Transaction Reports (STRs) to FIU Ireland.
• Support the MLRO in maintaining effective relationships with the Central Bank of Ireland, FIU Ireland and relevant law enforcement authorities.
• Contribute to the preparation of annual MLRO reports, Board reporting and management information.
• Work with Product, Operations, Risk and Compliance Operations teams to assess and strengthen AML/KYC and Sanctions controls through the assurance testing program.
• Support the design and delivery of AML/CFT and Sanctions Financial Crime training.
• Monitor the effectiveness of controls and identify opportunities for remediation and enhancement.
• From time to time, you will assist the Head of Compliance in maintaining Ramp Ireland's overall regulatory framework. In this capacity, you will support second-line monitoring, regulatory reporting, and the embedding of core Irish and EU requirements—including MiCA, and the Consumer Protection Code.
• Provide effective second-line challenge and oversight across the Irish business.
• Support the MLRO in preparing Compliance and AML/CTF reporting for senior management and the Board.
• Maintain appropriate records of compliance assessments, monitoring activities, regulatory interactions, breaches and remediation.
• Assist with regulatory risk assessments and the assessment of new products, services, markets and material business changes.
• Work collaboratively with global Compliance, Risk and Legal teams to ensure consistency while appropriately addressing Irish regulatory requirements.
• Help maintain a strong culture of compliance, financial crime prevention and regulatory accountability across Ramp Ireland.
• Provide cover and continuity for the MLRO during periods of absence, in accordance with delegated responsibilities and the firm's governance arrangements.

What you will bring

• 6+ years of experience in Compliance, AML/Financial Crime or Regulatory Compliance within an Irish regulated financial institution, fintech, crypto firm or regulatory body.
• Previous experience operating at Deputy MLRO, Compliance Manager or equivalent senior level within a CBI-regulated environment.
• Strong understanding of Irish AML legislation, including the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010–2021, and CBI regulatory expectations.
• Familiarity with relevant AML/CTF and Sanctions EU regulatory frameworks.
• Experience supporting regulatory engagements, supervisory queries, inspections or regulatory information requests.
• Experience developing, implementing or enhancing compliance and AML/CTF frameworks within a regulated or rapidly scaling environment.
• Experience conducting compliance monitoring, risk assessments and control reviews.
• Strong understanding of AML/KYC, sanctions and financial crime risks and controls.
• Excellent stakeholder management and communication skills, with the ability to provide constructive challenge and influence senior stakeholders.
• Strong analytical and organisational skills, with excellent attention to detail and sound judgement.
• Ability to operate independently while working closely with the Head of Compliance & MLRO and wider Compliance, Legal and Risk functions.
• Comfortable working in a fast-paced, international organisation and collaborating across multiple jurisdictions.