Credit Union Lending Officer Dublin

Company Details Confidential; Dublin; On-site; EUR 45,000 - 60,000; Full time

Job summary

A leading financial institution in Dublin is seeking an experienced Loans Credit Officer to provide efficient lending services to members. The role involves managing loan applications, ensuring compliance with policies, and addressing member queries. Ideal candidates should have frontline experience in a credit union and hold at least an APA Loans qualification. This position promises a collaborative environment focused on member satisfaction.

Qualifications

• Experience working in a frontline role within a credit union or similar institution.
• Experience in underwriting unsecured loans is essential.
• Excellent IT skills and experience preferred.

Responsibilities

• Provide an efficient lending service to members.
• Manage loan administration and documentation.
• Deal with member queries on products and services.

Skills

Team player

Strong communication skills

Analytical and decision-making skills

Excellent telephone manner

Education

At least APA Loans

Full QFA preferred

Tools

IT skills

Job description

53.3400421142578;-6.25354719161987;Dublin 2 ,

Application Details

In order to work in Ireland a non-EEA National, unless they are exempted, must hold a valid employment permit.Please review the Eligibility and requirements for an employment permit if you are unsure of your eligibility to apply for this vacancy.

Job Description

53.3400421142578;-6.25354719161987;Dublin 2 , We now have an exciting opportunity to recruit a Loans Credit Officer for a Leading Credit union in Dublin.

• The role will provide an efficient lending service to members, including granting loans to members in accordance with legislation, regulation and the Credit Union’s written Credit Policy and Procedure Notes, operating within the specified limits of responsibility and authority and practising responsible lending in line with the Credit Union ethos.
• Ensure all loan applications outside the loan officer’s remit are placed before the relevant loans officer for consideration.
• Manage loan administration, safekeeping of credit agreements and other relevant documentation, and practice good customer due diligence (CDD).
• Contribute to decision-making on members’ applications for rescheduling of existing loans.
• Deal with member queries on products and services.
• Process transactions in an efficient and accurate manner; serve members through multiple channels (telephone, online or over the counter).
• Complete other duties as assigned, including a range of administrative and organisational tasks as delegated by the Manager.

The ideal candidate will have:

• Experience working in a frontline role within a credit union or similar financial institution.
• At least APA Loans, with a preference for a full QFA.
• Experience in underwriting unsecured loans is essential; mortgage underwriting experience would be beneficial.
• Team player with strong communication and organisational skills.
• Excellent analytical and decision-making skills; member-focused, friendly with an excellent telephone manner.
• Ability to work to deadlines and prioritise tasks; willingness to be flexible and take on new tasks and projects.
• Excellent IT skills; experience preferred.

This Credit Union is an equal opportunities employer. This Credit Union is regulated by the Central Bank of Ireland.

Career Level

• Experienced [Non-Managerial]

Candidate Requirements

Essential

• Minimum Experienced Required (Years): 3
• Minimum Qualification: Level 9 (incl Post Graduate & Diploma & Master Degree)

Desirable

• Ability Skills: Administration, Computer Literacy, Financial, Technical IT
• Competency Skills: Flexibility, Initiative, Priority Planning, Teamwork
• Specialising In: qfa

#JOB-2419466 - Credit Union Lending Officer Dublin

Application Method

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#JOB-2419466 - Credit Union Lending Officer Dublin

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#JOB-2419466 - Credit Union Lending Officer Dublin

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