Credit Risk Analyst

Macquarie Bank Limited; Dublin; Hybrid; EUR 50,000 - 70,000; Full time

Job summary

A global financial services group in Dublin is seeking a Credit Risk Analyst to manage credit risk for a diverse portfolio. The candidate will conduct credit assessments, prepare analyses, and collaborate with internal teams. Ideal candidates have 2-4 years of experience and strong financial analysis skills. This role offers a hybrid work model, requiring 3 days a week in the office.

Qualifications

• 2-4 years of relevant experience in Credit Risk roles.
• Strong foundation in financial analysis and evaluating creditworthiness.
• Familiarity with over-the-counter derivatives.

Responsibilities

• Manage credit risk for a diverse portfolio of clients.
• Conduct in-depth credit assessments and prepare analyses.
• Collaborate with internal stakeholders and provide risk recommendations.

Skills

Effective communication

Financial analysis

Risk evaluation

Organisational skills

Derivative products knowledge

Job description

Permanent - Full time, Junior, Mid-level

You will join our team in Dublin as a Credit Risk Analyst and play an integral role in supporting the development of trading and lending desks within the Commodities and Global Markets division in EMEA.

Our team focuses on assessing innovative hedging/lending solutions across a variety of business models, including commodity product trading (primarily gas, power, oil, metals, agricultural and environmental certificates via over the counter and Futures) as well as fixed income, specialised lending and asset finance products.

While Macquarie offers hybrid working for many of our roles, this role does require 3 days a week in our advertised location.

At Macquarie, our advantage is bringing together diverse people and empowering them to shape all kinds of possibilities. We are a global financial services group operating in 31 markets and with 56 years of unbroken profitability. You’ll be part of a friendly and supportive team where everyone - no matter what role - contributes ideas and drives outcomes.

What role will you play?

As a Credit Risk Analyst, you will manage the credit risk for a diverse portfolio of European clients, including utilities, trading houses, funds, mid-large corporates, and football clubs. You will conduct in-depth quantitative and qualitative credit assessments, prepare detailed written analyses and recommendations, set internal ratings, propose credit limits, and participate in the annual portfolio credit review processes. You will also collaborate with front office and other stakeholders, provide timely risk-based recommendations on new transactions and structures, and undertake regular exposure analysis and risk monitoring. In addition, you will be involved in the development, implementation and review of credit policies/frameworks and other portfolio management activities.

What you offer

2-4 years of relevant experience in Credit Risk related roles, ideally from a financial institution, commodity trading house, fund manager, or rating agency.

• An ability to communicate effectively at all levels with risk colleagues and front office internal stakeholders.
• Strong foundation in financial analysis, with an understanding of evaluating company financial statements to determine creditworthiness
• Ability to identify and evaluate key risks of structured transactions and potential challenges
• Familiarity with over-the-counter derivatives and futures products and an understanding of related credit exposure
• Strong organisational skills and attention to detail in a fast-paced capital markets and trading environment.

We love hearing from anyone inspired to build a better future with us, if you\'re excited about the role or working at Macquarie we encourage you to apply.

About the Risk Management Group

Our Risk Management Group works as an independent, and centralised function, responsible for independent and objective review and challenge, oversight, monitoring and reporting in relation to Macquarie’s material risks. We are a global team that aims to manage the risks of today and anticipate the risks of tomorrow. Our divisions include compliance, credit, financial crime risk, market risk, operational risk, aggregate risk and prudential, and central.

Our commitment to diversity, equity and inclusion

We are committed to providing a working environment that embraces diversity, equity, and inclusion. We encourage people from all backgrounds to apply regardless of their identity, including age, disability, neurodiversity, gender (including gender identity or expression), sexual orientation, marriage or civil partnership, pregnancy, parental status, race (including ethnic or national origin), religion or belief, or socio-economic background. We welcome further discussions on how you can feel included and belong at Macquarie as you progress through our recruitment process. Our aim is to provide reasonable adjustments to individuals as required during the recruitment process and in the course of employment. If you require additional assistance, please let us know during the application process.