VP, Specialist, Credit Analyst, SME Banking

300005 Chief Executive's Office_00002555; Indonesia; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading financial institution in Indonesia is seeking a VP, Specialist, Credit Analyst for its SME Banking sector. This role involves preparing and analyzing loan applications, managing risks, and ensuring compliance with financial regulations. The ideal candidate should possess a bachelor's degree in a relevant field and have at least 5 years of experience in the financial industry. Strong communication and interpersonal skills are essential for success in this position.

Qualifications

• Minimum of 5 years working experience in the financial industry.
• Experience as an accountant, analyst, or relationship manager.
• Ability to make decisions and maintain strong control.

Responsibilities

• Prepare loan applications and necessary documentation.
• Identify risks and propose mitigation measures.
• Analyze credit applications and review financial statements.
• Ensure compliance with internal and external rules.

Skills

Communication skills

Interpersonal skills

Self-motivated

Education

Bachelor's degree in business, management, accounting, or banking and finance

Job description

Job Description - VP, Specialist, Credit Analyst, SME Banking (WD72548)

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Responsibilities

1. Prepares the loan application by providing all necessary information and standard documentation required.
2. Identifying risk and mitigate it through strong and reasonable covenants.
3. Analyze credit application (Finance, legal, management, market situation, and other aspects).
4. Review and Generate a recommendation for Financial Statement of borrower.
5. Conducts bank statement analysis.
6. Ensure loan given to clients in accordance to internal and external rules (e.q: PBI, etc)
7. Modify loan structure that suitable both for Bank and clients
8. Ensures loan application is completed in timely and accurate manner.

Requirements

• Minimum bachelor degree with major in business, management, accounting, or banking and finance
• minimum of 5 years working experience in financial industry – e.g. accountant, analyst, corporate finance and relationship manager (in bank or non-bank financial institution)
• Good communication and interpersonal skills.
• Highly motivated, self-driven, able to work without close supervision, making decision and strong control attitude.