Transaction Monitoring Lead — AI-Driven Fraud & AML

Honest; Cikoko; On-site; IDR 420,000,000 - 620,000,000; Full time

Benefits offered by this job

ESOP

Training course subsidies

Job summary

Honest is seeking a Transaction Monitoring Team Lead to own fraud detection across credit card and QRIS portfolios. You will lead the team, make live-case decisions, and collaborate with Compliance, Risk, Legal, and regulators.

You will report to the Operations Lead, work with data, and champion AI-enabled workflows. Strong leadership and hands-on AML/CFT experience are essential for success in a fast-growing fintech.

Qualifications

• 5+ years in fraud investigation, transaction monitoring, or AML in financial services.
• 2+ years leading a team or end-to-end investigations.
• Strong knowledge of AML/CFT regulations and reporting requirements.

Responsibilities

• Lead investigations of external and internal fraud and make case decisions.
• Own alert monitoring, tune rules, and manage AML/CFT operations.
• Meet regulatory obligations with OJK, Bank Indonesia, PPATK reporting.
• Build AI-first workflows and coach the Transaction Monitoring team.

Skills

Fraud investigation

Team leadership

AML monitoring

Data analysis

AI tools usage

Education

Bachelor’s degree

Tools

Claude

SQL

Excel/Sheets

Job description

Honest is seeking a Transaction Monitoring Team Lead to own fraud detection across credit card and QRIS portfolios. You will lead the team, make live-case decisions, and collaborate with Compliance, Risk, Legal, and regulators.

You will report to the Operations Lead, work with data, and champion AI-enabled workflows. Strong leadership and hands-on AML/CFT experience are essential for success in a fast-growing fintech.