Sr. Associate, RM, Cross Industry, Corporate Banking

DBS; Indonesia; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading financial institution in Indonesia is seeking a qualified professional to manage customer portfolios within its Corporate and Investment Banking division. The role involves maintaining relationships, preparing credit proposals, and ensuring compliance with internal policies. Ideal candidates should possess a university degree in a relevant field, a minimum of 5 years of experience, and be fluent in English and Mandarin. A competitive salary and dynamic environment for professional growth are offered.

Benefits

Competitive salary

Benefits package

Professional development opportunities

Qualifications

• Min. experience of 5 years in related field.
• Computer skill (Excel, Word, and PowerPoint) required.
• If other degrees, must have basic understanding in Accounting.

Responsibilities

• Maintain existing portfolio through ongoing contact and financial analysis.
• Prepare credit proposals timely to minimize overdue reviews.
• Liaise with relevant departments for seamless credit application process.
• Meet customers periodically to understand their needs and identify opportunities.
• Prepare necessary reports and ensure compliance with policies.
• Minimize and resolve customer complaints promptly.
• Participate in process improvement and team presentations.

Skills

Fluent in English

Fluent in Mandarin

Strong communication skills

Interpersonal skills

Education

University Degree (Business/Economic/Finance/Accounting)

Tools

Excel

Word

PowerPoint

Job description

Job Description

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Responsibilities

• Maintain existing portfolio, by means of continuous contact, financial analysis, covenant and collateral coverage, by performing a periodical review on the existing customer including analyzing their financial performance, industry, and suitability of products.
• Prepare credit proposals in timely manner to ensure minimal credit overdue review.
• Liaise and co-operate with credit, credit administration, legal, trade operation and other relevant department to ensure a seamless process flow for credit application.
• Periodically meets the customer to update on their condition through call report and to engage further in the relationship by understanding their needs and identifying cross selling opportunities.
• Ensure all necessary reports/memos are prepared as well as recorded/submitted timely.
• Ensure compliances with internal and external policies.
• Minimize and resolve customer’s complaints in timely manner.
• Participate in process improvement and challenge status quo
• Construct a team review presentation covering: pipeline, revenue and utilization rate

Requirements

• University Degree (Business/Economic/Finance/Accounting): If others need to have basic understanding in Accounting.
• Min. experience of 5 years in related field
• Fluent in English and Mandarin (speaking and writing)
• Computer skill (excel, words and power point)
• Strong communication, interpersonal skills

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.