Senior Corporate Credit Analyst: Risk & Credit Insight

Permatabank; Indonesia; On-site; IDR 250,000,000 - 450,000,000; Full time

Job summary

PermataBank, one of Indonesia's leading banks, is seeking a Corporate/Commercial Banking Analyst to perform comprehensive credit analysis and support credit proposals with Relationship Managers.

The role involves analyzing financial statements, industry trends, and macro conditions, identifying delinquency risks, monitoring covenant health, and participating in Credit Committee discussions to explain findings.

Qualifications

• Minimum Bachelor's Degree in any major.
• Min >5 years experience as Corporate/Commercial Banking Analyst.
• Demonstrate advanced analytical skill.
• Have knowledge of the banking risk mitigation process.

Responsibilities

• Perform comprehensive credit analysis for the preparation of credit proposals in collaboration with the Relationship Manager, in accordance with established policies, procedures, and business targets.
• Identify customer accounts with potential risk of default or delinquency, provide risk mitigation measures, and ensure that all negative issues related to a submission are properly escalated
• Monitor account health through financial covenant monitoring and credit reporting
• Provide input and explanations regarding customer-related inquiries in various forums such as the Credit Committee, audit findings, and EAR meetings

Skills

Credit analysis

Analytical skills

Risk mitigation

Financial covenant monitoring

Education

Bachelor's Degree

Job description

PermataBank, one of Indonesia's leading banks, is seeking a Corporate/Commercial Banking Analyst to perform comprehensive credit analysis and support credit proposals with Relationship Managers.

The role involves analyzing financial statements, industry trends, and macro conditions, identifying delinquency risks, monitoring covenant health, and participating in Credit Committee discussions to explain findings.