Rent-to-Own Risk & Compliance Manager

Electrum; Jakarta Selatan; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading financial services company in Jakarta is seeking a Risk Manager to oversee the risk processes for its rent-to-own program. The ideal candidate will have 4–7 years of experience in risk management and be skilled in developing risk assessment frameworks. Responsibilities include onboarding oversight, fraud prevention, and collaboration with Sales and Operations to maintain portfolio quality. This role requires strong analytical skills and a thorough understanding of credit assessment and identity verification.

Qualifications

• 4–7 years of experience in risk management, fraud prevention, or consumer lending.
• Strong understanding of credit assessment and risk scoring.
• Ability to design and enforce policies related to onboarding risk.

Responsibilities

• Develop and maintain the risk assessment framework for rent-to-own customers.
• Oversee the onboarding process for customer identity verification.
• Monitor risk indicators and analyze customer data for high-risk profiles.

Skills

Risk management

Fraud detection

Credit assessment

Identity verification

Data analysis

Communication

Tools

KYC checks

Fraud detection systems

Data validation tools

Job description

A leading financial services company in Jakarta is seeking a Risk Manager to oversee the risk processes for its rent-to-own program. The ideal candidate will have 4–7 years of experience in risk management and be skilled in developing risk assessment frameworks. Responsibilities include onboarding oversight, fraud prevention, and collaboration with Sales and Operations to maintain portfolio quality. This role requires strong analytical skills and a thorough understanding of credit assessment and identity verification.