Relationship Manager - Jambi

Bank Universal BPR; Jambi; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A financial institution in Jambi is seeking a motivated professional to market credit products and manage existing debtors. The ideal candidate will have at least two years of experience in SME or commercial banking and strong communication skills. Responsibilities include analyzing debtor quality, making Credit Proposals, and ensuring compliance with credit processes. Competitive salary and opportunities for growth are offered.

Qualifications

• 2+ years of work experience in SME or commercial banking marketing sector.
• Wide network for effective marketing.

Responsibilities

• Market credit products to potential debtors.
• Analyze and ensure prospective debtors match target market.
• Make Credit Proposals and carry out credit processes.
• Manage existing debtors and develop referrals.
• Evaluate debtor quality conditions and monitor aging of arrears.
• Carry out billing for credit installments.
• Create follow-up plans for problem debtors.

Skills

Good communication skills

Analytical skills

Persuasiveness

Interpersonal skills

Initiative

Target-driven

Education

Minimum S1 graduate

Job description

Job Description

• Marketing credit products to potential debtors
• Analyze, ensure prospective debtors match the target market and can be processed further.
• Make a Credit Proposal.
• Carry out the credit process in accordance with the specified corridors and SLA.
• Manage existing debtors and develop referrals from existing debtors
• Evaluate debtor quality conditions (credit portfolio, business, collateral), including monitoring aging of arrears.
• Carry out billing (desk collection and visits) for credit installments.
• Create and carry out follow-up plans for problem debtors.

Qualifications

• Minimum S1 graduate from various disciplines
• Have a minimum of 2 years work experience in the SME or commercial banking marketing sector
• Have a wide network
• Having good communication skills
• High initiative, strong analytical power, persuasive and tenacious (target-driven)
• Strong communication and interpersonal skills