Quality – Control Credit Analyst (P2P Lending)

PT Anugerah Digital Indonesia; Jakarta Utara; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading FinTech company in Jakarta is seeking a Quality Control Credit Analyst to conduct quality checks on credit applications, review borrowers' data, and ensure compliance with regulations. The ideal candidate has a degree in finance, 2 years of relevant experience, strong analytical skills, and proficiency in Microsoft Excel. This role offers opportunities to enhance the loan application experience in Indonesia.

Qualifications

• At least 2 years of experience in credit analysis, quality control or risk management.
• Familiar with P2P lending or financial services.

Responsibilities

• Conduct quality control checks on credit applications.
• Review and validate borrowers’ documents and financial data.
• Ensure compliance with internal policies and OJK regulations.
• Monitor overall loan portfolio quality.

Skills

Credit assessment principles

Analytical skills

Problem-solving skills

Attention to detail

Organizational skills

Reporting skills

Education

Bachelor’s degree in Finance, Accounting, Economics, Business, or related fields

Tools

Microsoft Excel

Google Sheets

Job description

Quality – Control Credit Analyst (P2P Lending)

Key Responsibilities:

• Conduct quality control checks on credit applications, scoring, and approval decisions.
• Review and validate borrowers’ documents, financial data, and background information.
• Ensure that loan assessments comply with internal policies and OJK regulations.
• Identify errors, risks, or inconsistencies in credit evaluation and provide feedback for improvements.
• Monitor overall loan portfolio quality and highlight early warning signs.
• Prepare and maintain QC reports for management and regulatory needs.

Requirements:

• Bachelor’s degree in Finance, Accounting, Economics, Business, or related fields.
• At least 2 years of experience in credit analysis / quality control / risk management, preferably in P2P lending or financial services.
• Familier with Mictosoft Excel and Google Sheet
• Strong knowledge of credit assessment principles and OJK P2P lending regulations.
• Good analytical and problem‑solving skills with high attention to detail.
• Strong organizational and reporting skills.
• Integrity, professionalism, and ability to work under deadlines.

Solusiku is a data driven consumer FinTech company based in Jakarta, Indonesia, already registered and supervised by OJK No. KEP-28/D.05/2021. The company combines state of art big data technology with CapitalOne style risk pricing models, and uses data technology to connect consumers to financial institutions and channel partners through an open consumer credit ecosystem. The company offers Indonesian borrowers easy access to credit and a drastically improved loan application experience.