Portfolio Management Analyst

PT Amartha Mikro Fintek; Jakarta Selatan; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading financial services firm in Jakarta is seeking a Portfolio Management Analyst. This role focuses on increasing lender engagement and reporting. The ideal candidate will have at least a Bachelor’s degree and 4+ years in data analytics or portfolio management within financial services. Strong Excel skills and proficiency in SQL are essential. The position offers a dynamic environment that encourages innovation and collaboration across teams.

Qualifications

• Minimum Bachelor’s Degree, any major.
• 4+ years of work experience as a data analyst or in portfolio management in financial services.
• Strong attention to detail and motivation in a fast-paced environment.
• Ability to work effectively with cross-functional teams.

Responsibilities

• Conduct end-to-end segmentation activities for portfolio management.
• Build customer journeys for retail and premium lenders.
• Generate leads for cross-selling and up-selling activities.
• Identify customer needs to shape acquisition and retention strategies.

Skills

Attention to detail

Strong individual contributor

Excel skills

Fluent with hive SQL

Proactive communication

Teamwork

Education

Bachelor’s Degree

Tools

Excel

SQL

Python

R

SAS

Spark

Job description

About Amartha

At Amartha, we empower micro‑businesses across Indonesia, enabling growth and equal prosperity. We’ve supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding. As we step into 2025, Amartha is evolving into a technology-driven financial ecosystem, expanding our reach in lending, funding, and payments. Through innovation and digital solutions, we aim to enhance accessibility, streamline processes, and create a seamless user experience.

About The Team

Funding Planning and controlling Team is under Funding team, focusing on planning and controlling on funding both of retail and institution lenders to fulfill demand lending from borrowers and this team also work closely with cross functional team and management to align with corporate goals.

About The Role

As a Portfolio Management Analyst you will be in charge of increasing # of premium lender, active lender, share of wallet, product holding, lowering churn and reporting. As Individual Contributor in Funding team, you will work closely with funding business unit, risk management, operations, marketing, and data science team.

Responsibilities

• Do end to end segmentation activity: create segmentation (segment and subsegment), do portfolio action, controlling for execution, and review the result.
• Building customer journey for retail and premium lender
• Generate leads for funding business units for cross-sell/up-sell activities to increase product holding and also sales productivity
• Identify retail and premium segment both of individual and non individual needs and behavior to generate insights and shape acquisition and retention strategy of this segment
• Proactively collaborate with business unit team to apply customer insights
• Formulating various business insights through the use of analytics-driven methodology to find business opportunities and improve business performances
• Complete preparation of business insights framework from opportunities gathering, data sizing, business presentation and revenue/volume impact analysis
• Create & analysis report and finding opportunities for funding business

Qualifications

• Minimum Bachelor’s Degree, any major.
• 4+ years of work experience in relevant role (data analyst and/or portfolio management) in financial services
• Have a strong attention to detail and be motivated by a fast paced business environment
• Strong individual contributor and highly skilled at working effectively with cross functional teams
• Strong excel skills (pivot, vlookup, hlookup, charting, and other basic excel functions) able to continuously optimize business strategies through analysis
• Fluent with hive SQL, familiar to use Python, SAS, R, Spark, etc for data analyzing
• Logical thinking, proactive, strong communication skills, and good teamwork.

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth. We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.