Portfolio Credit Risk Associate

Pt Trinusa Travelindo; Jawa Barat; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading electronic transaction service provider in Indonesia is seeking a Portfolio Credit Risk Associate to develop and maintain the Risk Management framework. The ideal candidate will have at least 5 years of relevant experience and strong analytical skills. Responsibilities include risk assessment, business continuity management, and providing strategic recommendations. This role requires fluency in English and a proactive attitude.

Qualifications

• Minimum Bachelor's Degree in Management, Finance, Engineering, or other relevant fields.
• At least 5 years of experience in Risk Management, with 2 years in a supervisory role.
• Strong understanding of Risk Management Frameworks.

Responsibilities

• Develop, implement, and maintain the Risk Management framework.
• Identify, assess, monitor, and mitigate potential risks.
• Lead the preparation and testing of BCP and DRP.

Skills

Risk Management

Analytical skills

Problem-solving

Communication skills

Detail-oriented

Education

Bachelor's Degree in Management, Finance, Engineering, or relevant fields

Job description

Portfolio Credit Risk Associate – Jakarta Utara

PT Artajasa Pembayaran Elektronis is a leading provider of electronic transaction services in Indonesia. As the pioneer of interbank networks such as ATM Bersama, we play a crucial role in advancing the national payment system through secure, reliable, and innovative solutions.

Responsibilities

• Develop, implement, and maintain the company's Risk Management framework in line with internal policies and applicable regulations.
• Identify, assess, monitor, and mitigate potential risks across business operations.
• Lead the preparation, maintenance, and testing of Business Continuity Plan (BCP) and Disaster Recovery Plan (DRP).
• Conduct periodic risk assessments and ensure BCM simulations are effectively executed.
• Provide strategic recommendations to management on risk mitigation and business continuity improvement.
• Collaborate with internal departments to ensure effective risk management and BCM practices.
• Prepare risk reports and presentations for management and stakeholders.

Requirements

• Minimum Bachelor's Degree in Management, Finance, Engineering, or other relevant fields.
• At least 5 years of experience in Risk Management, with a minimum of 2 years in a supervisory or assistant managerial role.
• Strong understanding of Risk Management Frameworks (ERM, ISO and Business Continuity Management (BCM).
• Relevant professional certifications in Risk Management and/or BCM are highly preferred.
• Excellent analytical, problem-solving, and communication skills.
• Detail-oriented, proactive, and able to work independently as well as part of a team.
• Fluent in English, both written and spoken (Active English is a must).