Mt Credit Analyst

Pt. Bfi Finance Indonesia, Tbk; Surabaya ꦱꦸꦫꦧꦪ; On-site; IDR 300.000.000 - 500.000.000; Full time

Job summary

A leading logistics operator in Surabaya is seeking a Financial Planning and Analysis Manager. This position requires strong leadership to oversee budgeting and forecasting while providing actionable financial insights. The successful candidate will have extensive ERP experience and fluency in English and Bahasa Indonesia. Join a dynamic team committed to innovation in the logistics sector.

Qualifications

• Minimum of 5 years in a supervisory role.
• Proven leadership quality in developing FP&A teams.
• Strong hands-on experience with major ERP systems.

Responsibilities

• Lead financial planning, budgeting, and forecasting.
• Monitor actual performance against budgets and forecasts.
• Collaborate with cross-functional teams.

Skills

Financial Planning & Analysis

Stakeholder Engagement

Team Leadership

Variance Analysis

Communication Skills

Education

Bachelor's or Master's degree in Finance, Accounting, or related field

Tools

Enterprise Resource Planning (ERP)

Job description

Financial Planning and Analysis Manager

Meratus Group
is a leading integrated maritime and logistics operator in Indonesia, pioneering innovative solutions that drive efficiency and sustainability in the industry. With a rich history dating back to 1957, Meratus has evolved into a powerhouse, operating over 45 shipping routes, a fleet of 100 vessels, and a network of container terminals and logistics centers.

At Meratus, we are committed to
digitalization, innovation, and transformation
, ensuring seamless logistics and maritime services across Indonesia and Southeast Asia. Our
customer‑centric approach
and
agile operations
empower businesses to navigate complex supply‑chain challenges with confidence.

We take pride in fostering a
dynamic and inclusive workplace
, where talented professionals can thrive and contribute to shaping the future of maritime logistics. Join us and be part of a team that is redefining industry standards while making a meaningful impact on global trade and sustainability.

Position Overview

The Financial Planning & Analysis Manager is responsible for
leading the Group's core financial planning, budgeting, forecasting, and performance analysis cycles. The role acts as a critical liaison to senior leadership and operational heads, providing
deep, actionable financial insights
necessary to optimize profitability, inform capital allocation decisions, and support Meratus Group's extensive digitalization and business transformation initiatives.

Key Responsibilities

-Financial Planning and Budgeting

• Lead the preparation of the annual budget, quarterly forecasts, and long‑term financial plans on the required dimension (Business Unit, Entity, Group Consolidation).


• Work closely with business leaders and department heads to gather input, challenge assumptions, and ensure budget alignment with strategic goals.


• Prepare scenario analysis and financial simulations to support planning decisions.

-Performance Monitoring & Variance Analysis

• Monitor actual performance against budgets and forecasts on a monthly basis.


• Perform variance analysis (year on year and actual vs budget, actual vs forecast) and identify key drivers behind deviations.


• Present findings and recommendations to finance leadership or business unit heads.

-Cross‑functional Collaboration

• Collaborate with cross‑functional teams to integrate financial and operational insights.


• Provide financial guidance to support strategic initiatives and business decisions.

-Business Strategy and Decision

• Develop and maintain financial models to support strategic planning and business initiatives.


• Assist in month‑end, quarter‑end, and year‑end reporting, including the preparation of dashboards and management presentations (Business Unit, Entity, Group Consolidation).


• Provide ad hoc financial analysis to support business decisions and strategic initiatives.


• Monitor KPIs and financial trends to identify risks and opportunities.

-Team Leadership & Capability Development

• Coach, mentor, and equip the team with knowledge, skills and tools necessary to work effectively, efficiently and meet performance target.

-Business Process Optimization and Automation

• Support management to improve internal reporting processes and tools for efficiency and accuracy.


• Evaluate the P3W (Policy, Procedure, Process, and Workflow) framework, recommending and implementing changes to meet evolving business needs and improve operational efficiency.


• Lead automation and digital transformation initiatives in FPA Team to improve accuracy, speed, and scalability.

-Corporate Culture Alignment

• Promote and encourage the adoption of corporate values and culture within the team, fostering a positive and collaborative work environment.

Qualifications

• Bachelor's or Master's degree in Finance, Accounting, or related field.


• A minimum of years of progressively responsible experience in Financial Planning & Analysis, Corporate Finance, or Management Consulting.


• A minimum of 5 years in supervisory role.


• Strong hands‑on experience with a major Enterprise Resource Planning (ERP) system (e.g., Microsoft D365, SAP, Oracle) for data extraction, reporting, and consolidation.


• Excellent verbal and written communication skills in both English and Bahasa Indonesia to present complex financial concepts to non‑finance senior management and the Board.


• Proven ability to lead, mentor, and develop a high‑performing FP&A team, promoting a culture of accuracy, accountability, and continuous improvement.


• Basic understanding about Tax.

Analyst Credit

Be a part of a revolutionary change
At PMI, we've chosen to do something incredible. We're totally transforming our business and building our future on one clear purpose – to deliver a smoke‑free future.

With huge change, comes huge opportunity. So, wherever you join us, you'll enjoy the freedom to dream up and deliver better, brighter solutions and the space to move your career forward in endlessly different directions.

Our new vision means we're reinventing our financial modelling, planning and forecasting tools. Join us in
Finance
and you'll work across the full breadth of the business, making sure our new commercial model is profitable and sustainable. There's something new to learn every single day: changes to integrate and challenges to conquer. If you love working collaboratively and taking risks, you'll be in your element here.

Our work spans the globe and includes audit, treasury, internal control and commercial financial support. Whether your skills are in financial control, planning and forecasting, data analytics or digital risk, there's space to move your career forward in any number of directions.

Your 'day to day'

• Connect with customers to resolve issues related to overdue invoices and credit limits.


• Perform the daily O2C Credit & Risk management services such as analysis and review on credit scoring requirement & credit limits, risks segmentation, monitor credit exposure (issue reporting), manage credit blocked, initiate override requests, prepare credit reports. Acts on issues identified in the process by providing a workaround to resolve.


• Control: Ensure compliance with governing company controls, policies and procedures. Prepare the documentation as requested by Corporate and Independent Auditors or Tax related concerns.

Who We're Looking For

• College/University - Minimum S1 from Finance/Accounting Background.


• Fresh graduate are open to apply or Min 1 year of experience in Finance/Accounting field.


• Excel is a must.

What We Offer

• Seize the freedom to define your future and ours. We'll empower you to take risks, experiment and explore.


• Be part of an inclusive, diverse culture, where everyone's contribution is respected; collaborate with some of the world's best people and feel like you belong.


• Pursue your ambitions and develop your skills with a global business – our staggering size and scale provides endless opportunities to progress.


• Take pride in delivering our promise to society: to deliver a smoke‑free future.