Legal Officer

PT Gaji Cerdas Indonesia; Jakarta Utara; On-site; IDR 300.000.000 - 400.000.000; Full time

Job summary

A leading financial technology company in Jakarta Utara is seeking a Legal Staff to provide comprehensive legal support. You will draft and negotiate commercial agreements, ensure compliance with laws and regulations, and assist in legal documentation. The ideal candidate holds a Bachelor’s degree in Law and has 2–3 years of experience in a legal role related to payment services or fintech. Strong analytical, communication, and problem-solving skills are key. This role offers a competitive salary package.

Qualifications

• Minimum 2–3 years of experience as Legal Staff or Legal Officer.
• Experienced in drafting legal documents in Bahasa Indonesia and English.
• Ability to work under tight deadlines.

Responsibilities

• Draft, review, and negotiate commercial agreements.
• Ensure compliance with laws and regulations.
• Provide legal opinions to management.
• Support licensing and registration processes.

Skills

Strong knowledge of payment systems regulations

Experience in drafting and reviewing contracts

Excellent analytical and communication skills

High attention to detail

Education

Bachelor’s degree (S1) in Law

Tools

Microsoft Office

Job description

Overview

Job Description: As a Legal Staff, you will provide comprehensive legal support to ensure the company’s operations comply with applicable laws and regulations related to payment services and financial technology. You will assist in drafting, reviewing, and maintaining legal documentation, advising internal stakeholders, and liaising with regulators to support the company’s business goals in a compliant and efficient manner.

Responsibilities

• Draft, review, and negotiate a wide range of commercial agreements, including service agreements, partnership contracts, NDAs, vendor agreements, and MoUs.
• Ensure company compliance with relevant laws and regulations, particularly those issued by Bank Indonesia (BI), OJK, and other regulatory bodies related to payment system services (PJP).
• Provide legal opinions and recommendations to management and business units on various operational and regulatory matters.
• Support licensing, registration, and reporting processes with regulators (BI and OJK).
• Monitor and analyse regulatory updates related to payment systems, e-money, QRIS, and digital financial services.
• Maintain proper documentation and database of contracts and legal correspondence.
• Assist in dispute resolution, legal due diligence, and internal investigations if necessary.
• Collaborate with external legal counsels when required.
• Support internal compliance, corporate governance, and risk management initiatives.

Requirements

• Bachelor’s degree (S1) in Law from a reputable university.
• Minimum 2–3 years of experience as Legal Staff or Legal Officer, preferably in Payment Service Provider (PJP), Fintech, Banking, or Financial Institution.
• Strong knowledge of regulations related to payment systems, BI regulations, OJK compliance, and fintech operations.
• Experienced in drafting and reviewing contracts and legal documents in both Bahasa Indonesia and English.
• Excellent analytical, communication, and problem-solving skills.
• High attention to detail, integrity, and the ability to work under tight deadlines.
• Proficient in Microsoft Office and familiar with digital document management systems.

Application Questions

• What's your expected monthly basic salary?
• Which of the following types of qualifications do you have?
• How many years' experience do you have as a legal officer?
• Which of the following Microsoft Office products are you experienced with?
• Which of the following languages are you fluent in?