Internal Audit Associate

Cermati; Jakarta Pusat; On-site; IDR 122,760,000 - 200,880,000; Full time

Job summary

Cermati is seeking an experienced Audit professional to drive internal audit processes across the full cycle, from development through monitoring action plans. You will refine methodologies, coordinate with multiple units, and report findings to stakeholders.

The role includes leading ISO 27001:2022 preparation and collaborating with regulators and external auditors. The ideal candidate has 3 5 years in audit-related roles, strong data analysis, and a solid understanding of KYC, onboarding, and

Qualifications

• Bachelors degree in Accounting, Finance, Audit, Law, or a related field.
• 35 years of experience in internal audit or related areas.
• Experience in fintech, banking, or consumer finance is preferred.
• Strong knowledge of KYC, onboarding, credit applications, and collections.

Responsibilities

• Execute audit projects effectively across the audit cycle stages: development, fieldwork, reporting, and monitoring action plans.
• Contribute to updating and refining internal audit methodologies.
• Collaborate with business units to improve compliance and support system/process improvements.
• Communicate findings and recommendations clearly to relevant work units.
• Lead preparation for ISO 27001:2022 implementation at CFG and ensure execution with minimal findings.
• Coordinate with regulators, vendors, and external auditors.

Skills

Internal audit

Risk assessment

KYC onboarding

Data analysis

Field work

Report writing

Education

Bachelors degree in Accounting, Finance, Audit, Law, or another relevant field

Job description

Cermati is a financial technology (fintech) startup based in Indonesia. Cermati simplifies the process of finding and applying for financial product by bringing everything online so people can shop around for financial products online and can apply online without having to physically visit a bank.

Our team hailed from Silicon Valley Tech companies such as Google, Microsoft, LinkedIn and Sofi as well as Indonesian startups such as Doku, Touchten. We have graduates from well known universities such as Universitas Indonesia, ITB, Stanford, University of Washington, Cornell and many others. We are building a company with the same culture of openness, transparency, drive and meritocracy as Silicon Valley companies. Join us in our cause to build a world class fintech company in Indonesia.

Job Description

Execute audit projects effectively and efficiently throughout the audit cycle stages, including audit development, fieldwork, reporting, and monitoring action plans.

Contribute to the updating and refinement of internal audit methodologies.

Collaborate with various business units and stakeholders to improve compliance and play an active role in implementing system or process improvements.

Communicate findings and recommendations for improvement effectively to the relevant work units.

Manage the preparation process for ISO 27001:2022 implementation at CFG and ensure execution is carried out properly without major findings.

Coordinate with external auditors from regulators, vendors, and consultants.

Qualifications

• Bachelor’s degree in Accounting, Finance, Audit, Law, or another relevant field.

3-5 years of experience in internal audit, field audit, operational risk, or fraud/misconduct investigation.

Prior experience in the fintech, banking, or consumer finance sectors is preferred.

Strong knowledge of branch-level and head office operations, including KYC, onboarding, credit applications, and collections.

High attention to detail and investigative skills, with the ability to analyze and correlate data to identify anomalies.

Willingness and ability to work independently in the field, including traveling to remote branch locations.

Strong report writing and documentation skills.

Proven integrity, accountability, and professional skepticism.

Understanding of Indonesian regulations regarding fintech companies and financial institutions.

Proficiency with data validation tools or mobile-based audit platforms is an advantage.

Fluency in Indonesian is required; English proficiency is a plus.