Head of Legal Compliance

UATAS; Cilandak Timur; On-site; IDR 600,000,000 - 1,000,000,000; Full time

Job summary

UATAS is seeking a Head of Legal & Compliance to lead governance and regulatory risk across the group’s fintech entities in Indonesia. You will shape strategies, policies, and internal controls aligned with OJK, LPBBTI, and other authorities.

You will oversee corporate matters, draft and negotiate major agreements, manage AML/CFT and data privacy programs, and advise the Board on risks and regulatory developments. Strong English and senior leadership experience required.

Qualifications

• Bachelor's degree in Law; Master's preferred.
• Minimum 5 years in Fintech, licensed and OJK-regulated P2P lending.
• Minimum 3 years in a Head-level position leading Legal & Compliance.
• Fluent in English, written and spoken.
• Strong knowledge of PPATK and OJK AML/CTF and CPF requirements.
• Experience handling regulatory reporting obligations to PPATK (STRs/LTKM).

Responsibilities

• Lead and oversee Legal and Compliance across multiple entities.
• Develop and monitor policies, procedures, and internal controls.
• Ensure compliance with OJK regulations and LPBBTI.
• Act as liaison with OJK, AFPI, and regulators.
• Oversee corporate legal matters and board documentation.
• Lead drafting and negotiation of commercial agreements.
• Manage AML/CFT, anti-fraud, and data privacy compliance.
• Provide strategic legal advice to the Board and management.
• Manage disputes, investigations, and coordination with external counsel.

Skills

Strategic leadership

Stakeholder management

Regulatory risk management

Regulatory liaison

Education

Bachelor's degree in Law

Master's degree in Law

Job description

• Lead and oversee Legal and Compliance functions across multiple business entities within the group, ensuring consistent governance, regulatory compliance, and legal risk management.
• Develop, implement, and monitor legal and compliance strategies, policies, procedures, and internal controls in alignment with applicable laws and regulations.
• Ensure compliance with OJK regulations, particularly those governing LPBBTI/P2P Lending, as well as other applicable regulatory requirements.
• Act as the primary liaison with OJK, AFPI, and other relevant regulatory authorities, including managing regulatory inquiries, reporting, inspections, and follow-up actions.
• Oversee corporate legal matters, including licensing, corporate actions, shareholder matters, board resolutions, and corporate documentation across group entities.
• Lead the review, drafting, negotiation, and execution of commercial agreements, partnership agreements, financing agreements, vendor contracts, and other legal documents.
• Identify, assess, and mitigate legal, regulatory, and compliance risks arising from business operations, products, partnerships, and strategic initiatives.
• Establish and oversee compliance monitoring programs, regulatory gap assessments, and periodic compliance reviews across all entities.
• Supervise the implementation of AML/CFT, anti-fraud, consumer protection, data privacy, and other applicable compliance programs.
• Provide strategic legal advice and recommendations to the Board of Directors, management, and business units on regulatory developments, business initiatives, and potential legal exposures.
• Oversee the handling of legal disputes, litigation, investigations, regulatory findings, and other legal matters, including coordination with external legal counsel.
• Lead, develop, and manage the Legal & Compliance team, ensuring effective workload distribution, accountability, and performance across multiple entities.
• Prepare periodic legal and compliance reports for management and the Board, including regulatory updates, risk exposure, compliance status, and remediation progress.

Qualifications:

• Bachelor's degree in Law a Master's degree in Law or a relevant professional certification is preferred.
• Minimum 5 years of experience in the Fintech industry, preferably within licensed and OJK-regulated P2P Lending (LPBBTI) companies.
• Minimum 3 years of experience in a Head-level position, leading and managing Legal & Compliance functions.
• Fluent in English, both written and spoken, with the ability to communicate professionally with internal and external stakeholders.
• Strong knowledge of PPATK and OJK regulations, particularly regarding AML/CTF and Counter-Proliferation Financing (CPF) requirements.
• Proven experience handling regulatory reporting obligations to PPATK, including Suspicious Financial Transaction Reports (STRs/LTKM) and other applicable reports.
• Strong understanding of CDD, EDD, KYC, beneficial ownership identification, PEP screening, sanctions screening, and transaction monitoring.
• Proven experience in analyzing suspicious financial transactions and managing transaction monitoring alerts.
• Strong understanding of the Risk-Based Approach (RBA) in implementing AML/CTF programs within financial services or fintech lending institutions.
• Strong understanding of OJK regulations, LPBBTI regulations, corporate law, and financial services regulatory frameworks.
• Experience handling regulatory examinations, information requests, and coordination with PPATK and OJK regarding AML/CTF compliance.