Fraud Analytics Lead: Risk Detection & Loss Mitigation

Traveloka; Banten; On-site; IDR 360,000,000 - 600,000,000; Full time

Job summary

Traveloka is seeking a seasoned Fraud Analytics professional to strengthen its PayLater fraud detection and losses mitigation framework. You will analyze large-scale fraud cases, design countermeasures, and partner with product and operations teams to implement data-driven improvements.

The role requires deep domain knowledge of BNPL, strong data analytics skills, and the ability to translate complex findings into actionable business outcomes while maintaining high integrity and cross-functional

Qualifications

• 5-7 years’ experience in Fraud Investigation/Management in unsecured personal loan/BNPL.
• Proficient understanding of OJK regulations, BNPL fraud landscape, and credit fundamentals.
• Fluency in data analytics and presenting data-driven findings; detail oriented and vigorous pattern recognition.

Responsibilities

• Analyze PayLater fraud cases at scale to design actionable countermeasures and fraud rules.
• Support asset recovery actions to minimize losses while backing GBV growth.
• Refine early investigation frameworks to improve efficiency across PayLater, payments, and platform.

Skills

Data analytics

Detail orientation

Communication skills

Integrity & confidentiality

Ambiguity tolerance

Fast decision making

Education

Bachelor’s degree (STEM preferred, GPA 3.5/4.0)

Job description

Traveloka is seeking a seasoned Fraud Analytics professional to strengthen its PayLater fraud detection and losses mitigation framework. You will analyze large-scale fraud cases, design countermeasures, and partner with product and operations teams to implement data-driven improvements.

The role requires deep domain knowledge of BNPL, strong data analytics skills, and the ability to translate complex findings into actionable business outcomes while maintaining high integrity and cross-functional