FCTM Manager

PT Bank ANZ Indonesia; Jakarta Selatan; On-site; IDR 800,000,000 - 1,200,000,000; Full time

Job summary

PT Bank ANZ Indonesia is seeking a Financial Crime Threat Management (FCTM) Manager to lead end-to-end AML/CTF/CPF risk management. You will oversee transaction monitoring, regulatory reporting, and the development of governance to prevent financial crime.

You will collaborate with technology, regulators, and business units to refine systems, back-test monitoring scenarios, and implement robust controls. Strong leadership, English and Bahasa Indonesia proficiency, and hands-on AML/CTF/CPF

Qualifications

• Deep understanding of AML/CFT/CPF regulations and risk-based compliance.

Responsibilities

• Oversee AML/CTF/CPF programs and regulatory reporting.
• Coordinate with regulators and internal units to ensure compliance.
• Back-test AML system and refine monitoring scenarios regularly.
• Drive governance, policy, and control framework improvements.

Skills

AML/CFT/CPF Regulations

Leadership & People Management

Analytical & Investigative Skills

Regulatory Engagement

Stakeholder Management

MS Office

SQL

Visual Basic

English & Bahasa Indonesia Proficiency

Risk-Based Compliance

Education

Level 5 KKNI Certification in AML/CTF

Tools

SQL

Visual Basic

Job description

Division:Risk

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

The Financial Crime Threat Management (FCTM) Manager is accountable for the end-to-end execution of the bank’s Anti Money Laundering/Counter Terrorism Financing/Counter Proliferation Financing of Weapons of Mass Destruction (AML/CTF/CPF) operational framework, ensuring high-quality transaction monitoring and effective controls to prevent regulatory breaches and safeguard the institution’s compliance integrity.

This role leads the implementation and continuous enhancement of financial crime risk management activities, ensuring full alignment with in-country AML/CTF/CPF policies, local regulatory requirements, and Group standards. The manager is responsible for developing and maintaining robust systems, procedures, and governance mechanisms to detect, investigate, and mitigate financial crime risks—including money laundering, terrorist financing, and weapon mass destruction.

By driving operational excellence and system integrity, the FCTM Manager plays a critical role in protecting the bank from financial crime exposure and maintaining regulatory trust.

What will your day look like?

As a FCTM Manager, your key accountabilities in this role will include:

• Ensure compliance with AML/CTF laws, regulations, and internal policies, and oversee effective implementation aligned with regulatory requirements.
• Oversee transaction monitoring and ensure timely filing of STR/SAR and CTR reports, including those involving Board of Directors, Commissioners, or affiliates, directly to PPATK.
• Obtain access to the necessary information available across all organizational units.
• Coordinate and monitor the implementation of the AML, CTF, and CPF programs with the relevant work units.
• Continuously assess and partner with Technology to refine the AML system and its supporting technologies to ensure optimal performance, regulatory alignment, and adaptability to emerging financial crime risks.
• Conduct periodic back-testing to evaluate the reliability of the AML system in monitoring Cash Transaction Report (CTF) and Suspicious Transaction Report (STR).
• Perform regular fine-tuning of the established scenarios/parameters used to monitor customer transactions.
• Collaborate closely with external regulators (e.g., OJK, PPATK) to ensure compliance and effective implementation of AML/CTF requirements.
• Support internal/external audits and ensure timely remediation of findings.
• Exercise other authorities related to AML, CFT, and WMD program implementation.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Deep understanding of AML/CFT/CPF regulations, regulatory expectations, financial crime typologies, red flags, and risk-based compliance frameworks.
• Strong knowledge of banking products, processes, and operational workflows, with the ability to assess and manage associated financial crime risks.
• Proven leadership capabilities, including team management, performance oversight, and fostering effective cross-functional collaboration.
• Strong analytical and investigative skills, with experience conducting complex investigations, interpreting transactional data, and identifying suspicious activities and emerging financial crime threats.
• Hands‑on experience in the implementation, enhancement, and optimization of AML/CTF/CPF systems and related technology solutions.
• Strong governance, policy, and control framework expertise, including the development, implementation, and maintenance of policies, procedures, and risk management standards.
• Strategic mindset with the ability to align financial crime risk management practices with business objectives and evolving regulatory requirements.
• Excellent stakeholder management, communication, and influencing skills, with the ability to engage effectively with senior management, regulators, and cross‑functional stakeholders.
• Strong risk and control awareness, with sound judgment and the ability to make risk-based decisions.
• Results‑oriented, proactive, and able to perform effectively under tight deadlines and a high‑pressure environment.
• Excellent written and verbal communication skills in both Bahasa Indonesia and English.
• Proficient in Microsoft Office applications (Word, Excel, PowerPoint, and Visio), with working knowledge of SQL, Visual Basic (mandatory).
• Hold a minimum Level 5 KKNI Certification in Anti‑Money Laundering, Counter‑Terrorism Financing (AML/CTF), or similar.

Job Posting End Date

11/11/2026, 11.59pm