Enterprise Risk Management

Honest; Daerah Khusus Ibukota Jakarta; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A financial technology company in Indonesia is searching for an experienced Enterprise Risk Management professional. This role focuses on identifying and mitigating operational risks while ensuring compliance with regulatory standards. The ideal candidate will possess strong analytical skills and a background in risk management within the financial services sector. The position offers significant growth opportunities and an inclusive work environment.

Benefits

Employee Stock Option Plan

Training course and book subsidies

Top-of-the-line medical healthcare plan

Monthly wellness allowance

Qualifications

• 3–7 years of experience in risk management, preferably in a relevant field.
• Solid understanding of OJK and BI risk management frameworks.
• Fluent in English, both written and verbal.

Responsibilities

• Maintain and monitor the company’s risk register.
• Conduct risk assessments and control testing.
• Prepare risk reports for the Board and Risk Committee.

Skills

Analytical mindset

Risk assessment

Communication skills

Detail-oriented

Education

Bachelor’s degree in Finance, Accounting, Management, Economics

Job description

Who we are:

We are Honest - a company committed to building financial products that people truly love. Our products are designed to be fair, simple, and genuinely useful in everyday life. Our diverse team brings together people from different backgrounds who share the same goal: to create meaningful solutions that make finance better. After successfully launching our first product, we’re now in an exciting growth stage, learning fast, moving quickly, and building together as a team.

About the role:

We are looking for an experienced Enterprise Risk Management professional to join our Risk & Compliance team. This role will be responsible for identifying, assessing, monitoring, and mitigating operational risks across the organization to ensure strong internal controls, compliance with regulatory standards, and business continuity.

Key Responsibilities

• Maintain and monitor the company’s risk register across 8 key risk types (strategic, credit, market, liquidity, operational, legal/compliance, IT/cyber, and reputation).
• Conduct risk assessments, control testing, and KRI monitoring to ensure risk exposure stays within the company’s tolerance.
• Support Operations and cross‑functional teams in executing control testing, documenting results, and implementing improvement actions.
• Prepare and present risk reports to the Board of Directors and Risk Committee, providing analysis and recommendations for mitigation or control enhancement.
• Lead risk improvement projects and process reviews to enhance internal control effectiveness and overall company soundness.
• Coordinate and monitor action plans arising from BoD, Risk Committee, Audit, or regulatory findings.
• Continuously review and enhance risk management policies, frameworks, and procedures to align with OJK, Bank Indonesia, and best practices.
• Drive risk awareness and culture across all levels of the organization through regular engagement and training.

What you need to have

• Bachelor’s degree in Finance, Accounting, Management, Economics, or related field
• 3–7 years of experience in risk management, preferably within Bank, Fintech, P2P Lending, or Financial Services.
• Strong analytical and detail‑oriented mindset, with proven ability to identify, assess, and mitigate risks at both entity and business process levels.
• Solid understanding of OJK and BI risk management frameworks, ISO, and COSO ERM principles.
• Fluent in English (both written and verbal), with excellent communication and presentation skills

What makes you stand out

• Fintech, Consultant or Banking experience
• Strong analytical risk management skills with deep understanding of business operations
• English language skills

Our application process

Hiring is something we do with care. Because of that, having a transparent and thorough recruitment process is key. If you liked what you've read and are up for the challenge, here is what to expect after submitting your resume:

1. The hiring team reviews your application
2. You get invited to an initial call with the hiring team
3. Onsite Interviews with relevant team members
4. Offer

Why you'll love it here

• We’re all owners; Everyone at Honest gets ESOP (Employee Stock Option Plan)
• Training course and book subsidies
• You’ll be working with the smartest people in the industry
• A modern office right in the heart of Bangkok
• Top‑of‑the‑line medical healthcare plan
• Monthly wellness allowance
• One of the best‑funded start‑ups in South East Asia with Silicon Valley investors
• We don’t believe in titles or hierarchy but value contribution & celebrate achievements as a team

Honest hiring

At Honest, we’re working hard to build the future of finance for Asia. To do so, we prioritize attracting the best talent worldwide to join us – regardless of their background and heritage. At Honest, we are committed to equal employment opportunities regardless of race, color, ethnicity, ancestry, religion, national origin, gender, sex, gender identity or expression, sexual orientation, age, citizenship, marital or parental status, disability, or other class protected by applicable law. We are proud to be an equal opportunity workplace. If you want to be part of changing how people access finance in Asia, join us and help us build a global company where we’re all proud to belong.