Credit Policy - Risk Analytic Departement Head

PT JACCS Mitra Pinasthika Mustika Finance Indonesia; Jakarta Utara; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading multifinance company in Jakarta is seeking a Credit Policy - Risk Analytic Department Head to formulate credit risk management policies, monitor risk exposure, and ensure compliance with regulations. The ideal candidate should hold a Bachelor's Degree, possess relevant experience in credit risk, and be proficient in Ms. Office and SQL/SAS. This role also involves team performance monitoring and development, requiring strong analytical and interpersonal skills.

Qualifications

• Minimum 3 years of working experience in Credit Risk Policy.
• 2 years experience as Credit Risk Policy Senior Supervisor/Junior Manager.
• Familiar with credit risk reporting and OJK regulations.
• Certified Risk Management (CRM) is a plus.

Responsibilities

• Formulate and establish credit risk management policies and standards.
• Monitor overall credit risk exposure and performance.
• Ensure compliance with internal and external regulations.

Skills

Proficient with Ms. Office

Proficient with SQL/Statistical Analysis Software (SAS)

Good analytical thinking

Team development

Interpersonal skills

Education

Bachelor's Degree in Statistics / Mathematics / Economy / Finance / Accountancy / Industrial Engineering

Job description

Credit Policy - Risk Analytic Departement Head

Responsible for formulating and establishing credit risk management policies, procedures and standards.

Responsible for monitoring overall credit risk exposure and credit portfolio performance to identify trends, patterns, and potential risks, and developing necessary risk mitigation strategies.

Ensure that all credit policies and activities are in line with applicable internal and external regulations.

Requirements

Candidate must possess at least Bachelor's Degree in Statistics / Mathematics / Economy / Finance / Accountancy / Industrial Engineering or equivalent.

Minimum 3 years of working experience as Credit Risk Policy and 2 year experience as Credit Risk Policy Senior Supervisor/Junior Manager in banking or financial services company.

Familiar with credit risk reporting.

Having knowledge about regulations of OJK.

Proficient with Ms. Office and SQL/Statistical Analysis Software (SAS)

Certified Risk Management(CRM) such a plus.

Have experience in team performance monitoring and team development.

Good analytical thinking, highly accuracy, and detailed oriented.

Having good interpersonal and team work skill.

Fast learner and independent.

Able to work under pressure, willing to work with deadlines.

Placement : Head Office (Jakarta).

PT JACCS Mitra Pinasthika Mustika Finance Indonesia is a multifinance company engaging in capital, multipurpose, and investment financing in consumer finance for four-wheel vehicles, two-wheel vehicles, and multipurpose. JACCS MPM Finance also engages in corporate finance through finance lease products for heavy equipment, machinery, and industrial properties.

JACCS MPM Finance does not only offer financing products that fulfill to customer needs, but also offers reasonable and affordable pricing, as well as continuously improves customer convenience. With the support of more than 90 branches nationwide and more than 2500 experienced and highly dedicated employees, JACCS MPM Finance is committed to consistently providing fastness and convenience for the Indonesian financing needs.

With its tagline ‘Fast Friendly Financing’ JACCS MPM Finance is committed to be a financial company that offers a fast and friendly service for our consumer.