Commercial Relationship Manager (Surabaya)

PT. Mitrausaha Indonesia Grup (Modalku); Surabaya ꦱꦸꦫꦧꦪ; Remote; IDR 360,000,000 - 600,000,000; Full time

Benefits offered by this job

Health insurance

Flexible vacation policy

Flexible working

Job summary

Funding Societies | Modalku is seeking a Commercial Relationship Manager for Surabaya to analyze client financial needs, build cash-flow friendly loan solutions, and manage ongoing corporate relationships. The role requires independence, strong risk awareness, and effective communication with clients and internal teams.

The candidate should have 3–5 years of experience in Commercial/Corporate Banking or a Financial Institution, GPA >3.0, and English proficiency.

Qualifications

• GPA >3.0
• Experience in Commercial/Corporate Banking or Financial Institution for at least 3–5 years
• Able to work remotely and independently
• Have a good understanding of risk while striving to perform
• Strong communication and presenting skills
• English proficiency both oral and written
• Driving skills

Responsibilities

• Prepare Commercial-scaled loan proposals for new & existing clients using 5Cs, financial analysis, cash flow, and industry analysis
• Recommend loan proposals to credit committees
• Supervise loan facilities usage of existing debtors
• Handle day-to-day loan disbursements and repayments
• Fully comply with Know Your Customer and Anti Money Laundering procedures and internal policies

Skills

Commercial Banking

Relationship Management

Remote Work

Job description

Commercial Relationship Manager (Surabaya)

Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia, expanding into a leading SME neobank. We are licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam, and backed by Sequoia India, Softbank Vision Fund and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors.

And here at Funding Societies | Modalku we live by our core values GETFS:

Grow Relentlessly: Strive to become our best, most authentic selves.

Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.

Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.

Focus on Impact: Create impact through bias for action and tangible results.

Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.

Modalku’s Relationship Manager - Farmer will perform a role focusing on analysing client’s business financial needs and relationship management, including new client acquisition, provision of financial advice and on-going servicing of commercial and corporate clients. The working environment in Modalku is providing dynamic and flexible working environment and culture in an innovative business and a supportive ambiance where you can sharpen your talents with new challenges and personal career growth thus requiring independence and good time management in order to perform day-to-day tasks and achieve quarterly targets.

What you will do :

Preparing Commercial-scaled loan proposals for new & existing clients (including reviews of 5Cs, Business Analysis, Financial Analysis, Cash Flow Analysis, Loan Structure and Industry Analysis) using both manual and scoring methods

Recommending loan proposals of prospective or existing debtors to credit committees

Supervising loan facilities usage of existing debtors

Handling day-to-day loan disbursements and repayments

Fully complying with all regulatory requirements related to Know Your Customer & Anti Money Laundering procedures and internal procedures and policies

What we are looking for?

GPA >3.0

Experienced in Commercial/Corporate Banking or Financial Institution for at least 3-5 years

Able to work remotely and independently

Having good understanding of risk yet strive to perform

Having good communication and presenting skills

Additional Requirements :

English proficiency both oral and written

Driving skills

Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.

Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.

Medical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.

Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching.

Tech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

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