Business Strategic Associate - PJP 1

PT Abadi Sejahtera Finansindo (Head Office); Banten; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading financial services company in Indonesia is seeking a Business Strategic Associate to formulate business strategies and drive revenue growth. The ideal candidate will have a Bachelor's degree in a relevant field and 3–5 years of experience in the payment industry, with strong analytical and negotiation skills. This role includes developing strategic plans and ensuring compliance with regulatory standards.

Qualifications

• 3–5 years of experience in the payment, fintech, banking, or consulting industry.
• Strong understanding of Bank Indonesia regulations related to PJP 1, risk management, governance, and payment security.
• Experience in business development, product strategy, or strategic partnerships is highly preferred.

Responsibilities

• Develop and execute strategic plans aligned with PJP 1 business direction.
• Conduct market research and competitor analysis to identify growth opportunities.
• Lead business negotiations and manage strategic relationships.

Skills

Analytical skills

Communication

Negotiation

Project management

Education

Bachelor’s degree in Business, Management, Economics, Information Technology, or a related field

Job description

The Business Strategic Associate is responsible for formulating business strategies, developing growth initiatives, and ensuring that the company’s business model aligns with PJP 1 regulations. This role acts as a bridge between management, product, operations, compliance, and external partners to drive revenue growth, operational efficiency, and competitive advantage in the payment industry.

Responsibilities

• Develop and execute short-term and long-term strategic plans aligned with PJP 1 business direction.
• Conduct market research, competitor analysis, and review industry trends to identify new growth opportunities.
• Create business models, strategic roadmaps, and KPIs to enhance business performance.
• Identify potential strategic partners: billers, merchant aggregators, banks, switching providers, public institutions, and distribution channels.
• Lead business negotiations, prepare commercial proposals, and manage strategic relationships to strengthen the payment ecosystem.
• Ensure all business initiatives comply with PJP 1 requirements, including AML-CFT, operational risk, and data security standards.
• Work closely with Compliance, Risk, and Legal teams during product launch and contract review processes.
• Analyze business performance, including revenue streams, cost structure, profit margins, and optimization potential.
• Prepare strategic reports, business projections, and presentations for management and the Board of Directors.

Requirements

• Bachelor’s degree in Business, Management, Economics, Information Technology, or a related field.
• Minimum 3–5 years of experience in the payment, fintech, banking, or consulting industry.
• Strong understanding of Bank Indonesia regulations related to PJP 1, risk management, governance, and payment security.
• Strong analytical skills with the ability to translate data into insights.
• Experience in business development, product strategy, or strategic partnerships is highly preferred.
• Excellent communication, negotiation, and project management skills.