AVP, Specialist, Credit Analyst, Midcap Banking

DBS; Indonesia; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading financial institution in Indonesia is seeking an AVP, Specialist, Credit Analyst for their Midcap Banking division. The role involves preparing loan applications, analyzing credit applications, and ensuring compliance with internal rules. Candidates must have a bachelor's degree and at least 5 years of experience in the financial industry, alongside strong communication and interpersonal skills. This position offers the opportunity to work in a dynamic banking environment.

Qualifications

• Minimum of 5 years working experience in the financial industry.
• Experience as an accountant, analyst, corporate finance, or relationship manager.
• Highly motivated and self-driven with a strong control attitude.

Responsibilities

• Prepare loan applications with necessary documentation.
• Analyze credit applications including finance and market situations.
• Conduct bank statement analysis to ensure compliance.

Skills

Risk identification and mitigation

Credit analysis

Communication skills

Interpersonal skills

Education

Bachelor's degree in business, management, accounting, or banking and finance

Job description

Job Description - AVP, Specialist, Credit Analyst, Midcap Banking (WD73860)

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange.

Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Responsibilities

• Prepares the loan application by providing all necessary information and standard documentation required.
• Identifying risk and mitigate it through strong and reasonable covenants.
• Analyze credit application (Finance, legal, management, market situation, and other aspects).
• Review and Generate a recommendation for Financial Statement of borrower.
• Conducts bank statement analysis.
• Ensure loan given to clients in accordance to internal and external rules (e.q: PBI, etc).
• Modify loan structure that suitable both for Bank and clients.
• Ensures loan application is completed in timely and accurate manner.

Requirements

• Minimum bachelor degree with major in business, management, accounting, or banking and finance
• minimum of 5 years working experience in financial industry – e.g. accountant, analyst, corporate finance and relationship manager (in bank or non-bank financial institution)
• Good communication and interpersonal skills.
• Highly motivated, self-driven, able to work without close supervision, making decision and strong control attitude.